LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,997
−HK$7,211/mo
▼ 0.25% · 3.875%
HK$118,574
−HK$3,634/mo
Today · 4.125%
HK$122,208
baseline
▲ 0.50% · 4.625%
HK$129,644
+HK$7,436/mo
Deposit HK$25.22M · loan HK$25.22M · min. income ≈ HK$244,416/mo (50% DSR)
Upfront cash ≈ HK$27.36M (deposit + AVD stamp duty HK$2,143,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,933
−HK$6,911/mo
▼ 0.25% · 3.875%
HK$131,364
−HK$3,480/mo
Today · 4.125%
HK$134,844
baseline
▲ 0.50% · 4.625%
HK$141,952
+HK$7,108/mo
Deposit HK$25.22M · loan HK$25.22M · min. income ≈ HK$269,688/mo (50% DSR)
Upfront cash ≈ HK$27.36M (deposit + AVD stamp duty HK$2,143,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,996
−HK$8,653/mo
▼ 0.25% · 3.875%
HK$142,288
−HK$4,361/mo
Today · 4.125%
HK$146,649
baseline
▲ 0.50% · 4.625%
HK$155,573
+HK$8,924/mo
Deposit HK$20.17M · loan HK$30.26M · min. income ≈ HK$293,298/mo (50% DSR)
Upfront cash ≈ HK$22.32M (deposit + AVD stamp duty HK$2,143,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,519
−HK$8,294/mo
▼ 0.25% · 3.875%
HK$157,636
−HK$4,177/mo
Today · 4.125%
HK$161,813
baseline
▲ 0.50% · 4.625%
HK$170,343
+HK$8,530/mo
Deposit HK$20.17M · loan HK$30.26M · min. income ≈ HK$323,626/mo (50% DSR)
Upfront cash ≈ HK$22.32M (deposit + AVD stamp duty HK$2,143,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,995
−HK$10,096/mo
▼ 0.25% · 3.875%
HK$166,003
−HK$5,088/mo
Today · 4.125%
HK$171,091
baseline
▲ 0.50% · 4.625%
HK$181,501
+HK$10,410/mo
Deposit HK$15.13M · loan HK$35.30M · min. income ≈ HK$342,182/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$2,143,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,106
−HK$9,676/mo
▼ 0.25% · 3.875%
HK$183,909
−HK$4,873/mo
Today · 4.125%
HK$188,782
baseline
▲ 0.50% · 4.625%
HK$198,733
+HK$9,951/mo
Deposit HK$15.13M · loan HK$35.30M · min. income ≈ HK$377,564/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$2,143,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,994
−HK$12,980/mo
▼ 0.25% · 3.875%
HK$213,432
−HK$6,542/mo
Today · 4.125%
HK$219,974
baseline
▲ 0.50% · 4.625%
HK$233,359
+HK$13,385/mo
Deposit HK$5.04M · loan HK$45.39M · min. income ≈ HK$439,948/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$2,143,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,279
−HK$12,441/mo
▼ 0.25% · 3.875%
HK$236,454
−HK$6,266/mo
Today · 4.125%
HK$242,720
baseline
▲ 0.50% · 4.625%
HK$255,514
+HK$12,794/mo
Deposit HK$5.04M · loan HK$45.39M · min. income ≈ HK$485,440/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$2,143,336 · Scale 2, in force from 26 Feb 2026)