LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,002
−HK$7,212/mo
▼ 0.25% · 3.875%
HK$118,579
−HK$3,635/mo
Today · 4.125%
HK$122,214
baseline
▲ 0.50% · 4.625%
HK$129,650
+HK$7,436/mo
Deposit HK$25.22M · loan HK$25.22M · min. income ≈ HK$244,428/mo (50% DSR)
Upfront cash ≈ HK$27.36M (deposit + AVD stamp duty HK$2,143,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,939
−HK$6,912/mo
▼ 0.25% · 3.875%
HK$131,370
−HK$3,481/mo
Today · 4.125%
HK$134,851
baseline
▲ 0.50% · 4.625%
HK$141,959
+HK$7,108/mo
Deposit HK$25.22M · loan HK$25.22M · min. income ≈ HK$269,702/mo (50% DSR)
Upfront cash ≈ HK$27.36M (deposit + AVD stamp duty HK$2,143,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,002
−HK$8,654/mo
▼ 0.25% · 3.875%
HK$142,295
−HK$4,361/mo
Today · 4.125%
HK$146,656
baseline
▲ 0.50% · 4.625%
HK$155,580
+HK$8,924/mo
Deposit HK$20.17M · loan HK$30.26M · min. income ≈ HK$293,312/mo (50% DSR)
Upfront cash ≈ HK$22.32M (deposit + AVD stamp duty HK$2,143,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,526
−HK$8,295/mo
▼ 0.25% · 3.875%
HK$157,644
−HK$4,177/mo
Today · 4.125%
HK$161,821
baseline
▲ 0.50% · 4.625%
HK$170,351
+HK$8,530/mo
Deposit HK$20.17M · loan HK$30.26M · min. income ≈ HK$323,642/mo (50% DSR)
Upfront cash ≈ HK$22.32M (deposit + AVD stamp duty HK$2,143,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,003
−HK$10,096/mo
▼ 0.25% · 3.875%
HK$166,011
−HK$5,088/mo
Today · 4.125%
HK$171,099
baseline
▲ 0.50% · 4.625%
HK$181,510
+HK$10,411/mo
Deposit HK$15.13M · loan HK$35.30M · min. income ≈ HK$342,198/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$2,143,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,114
−HK$9,677/mo
▼ 0.25% · 3.875%
HK$183,918
−HK$4,873/mo
Today · 4.125%
HK$188,791
baseline
▲ 0.50% · 4.625%
HK$198,742
+HK$9,951/mo
Deposit HK$15.13M · loan HK$35.30M · min. income ≈ HK$377,582/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$2,143,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,004
−HK$12,981/mo
▼ 0.25% · 3.875%
HK$213,443
−HK$6,542/mo
Today · 4.125%
HK$219,985
baseline
▲ 0.50% · 4.625%
HK$233,370
+HK$13,385/mo
Deposit HK$5.04M · loan HK$45.39M · min. income ≈ HK$439,970/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$2,143,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,289
−HK$12,442/mo
▼ 0.25% · 3.875%
HK$236,466
−HK$6,265/mo
Today · 4.125%
HK$242,731
baseline
▲ 0.50% · 4.625%
HK$255,526
+HK$12,795/mo
Deposit HK$5.04M · loan HK$45.39M · min. income ≈ HK$485,462/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$2,143,437 · Scale 2, in force from 26 Feb 2026)