LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,018
−HK$7,213/mo
▼ 0.25% · 3.875%
HK$118,596
−HK$3,635/mo
Today · 4.125%
HK$122,231
baseline
▲ 0.50% · 4.625%
HK$129,668
+HK$7,437/mo
Deposit HK$25.22M · loan HK$25.22M · min. income ≈ HK$244,462/mo (50% DSR)
Upfront cash ≈ HK$27.36M (deposit + AVD stamp duty HK$2,143,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,957
−HK$6,913/mo
▼ 0.25% · 3.875%
HK$131,388
−HK$3,482/mo
Today · 4.125%
HK$134,870
baseline
▲ 0.50% · 4.625%
HK$141,979
+HK$7,109/mo
Deposit HK$25.22M · loan HK$25.22M · min. income ≈ HK$269,740/mo (50% DSR)
Upfront cash ≈ HK$27.36M (deposit + AVD stamp duty HK$2,143,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,022
−HK$8,655/mo
▼ 0.25% · 3.875%
HK$142,315
−HK$4,362/mo
Today · 4.125%
HK$146,677
baseline
▲ 0.50% · 4.625%
HK$155,602
+HK$8,925/mo
Deposit HK$20.18M · loan HK$30.26M · min. income ≈ HK$293,354/mo (50% DSR)
Upfront cash ≈ HK$22.32M (deposit + AVD stamp duty HK$2,143,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,548
−HK$8,296/mo
▼ 0.25% · 3.875%
HK$157,666
−HK$4,178/mo
Today · 4.125%
HK$161,844
baseline
▲ 0.50% · 4.625%
HK$170,375
+HK$8,531/mo
Deposit HK$20.18M · loan HK$30.26M · min. income ≈ HK$323,688/mo (50% DSR)
Upfront cash ≈ HK$22.32M (deposit + AVD stamp duty HK$2,143,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,025
−HK$10,098/mo
▼ 0.25% · 3.875%
HK$166,034
−HK$5,089/mo
Today · 4.125%
HK$171,123
baseline
▲ 0.50% · 4.625%
HK$181,536
+HK$10,413/mo
Deposit HK$15.13M · loan HK$35.31M · min. income ≈ HK$342,246/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$2,143,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,139
−HK$9,678/mo
▼ 0.25% · 3.875%
HK$183,944
−HK$4,873/mo
Today · 4.125%
HK$188,817
baseline
▲ 0.50% · 4.625%
HK$198,770
+HK$9,953/mo
Deposit HK$15.13M · loan HK$35.31M · min. income ≈ HK$377,634/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$2,143,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,033
−HK$12,982/mo
▼ 0.25% · 3.875%
HK$213,473
−HK$6,542/mo
Today · 4.125%
HK$220,015
baseline
▲ 0.50% · 4.625%
HK$233,403
+HK$13,388/mo
Deposit HK$5.04M · loan HK$45.40M · min. income ≈ HK$440,030/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$2,143,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,322
−HK$12,443/mo
▼ 0.25% · 3.875%
HK$236,499
−HK$6,266/mo
Today · 4.125%
HK$242,765
baseline
▲ 0.50% · 4.625%
HK$255,562
+HK$12,797/mo
Deposit HK$5.04M · loan HK$45.40M · min. income ≈ HK$485,530/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$2,143,738 · Scale 2, in force from 26 Feb 2026)