LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,022
−HK$7,213/mo
▼ 0.25% · 3.875%
HK$118,600
−HK$3,635/mo
Today · 4.125%
HK$122,235
baseline
▲ 0.50% · 4.625%
HK$129,673
+HK$7,438/mo
Deposit HK$25.22M · loan HK$25.22M · min. income ≈ HK$244,470/mo (50% DSR)
Upfront cash ≈ HK$27.37M (deposit + AVD stamp duty HK$2,143,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,961
−HK$6,914/mo
▼ 0.25% · 3.875%
HK$131,393
−HK$3,482/mo
Today · 4.125%
HK$134,875
baseline
▲ 0.50% · 4.625%
HK$141,984
+HK$7,109/mo
Deposit HK$25.22M · loan HK$25.22M · min. income ≈ HK$269,750/mo (50% DSR)
Upfront cash ≈ HK$27.37M (deposit + AVD stamp duty HK$2,143,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,027
−HK$8,655/mo
▼ 0.25% · 3.875%
HK$142,320
−HK$4,362/mo
Today · 4.125%
HK$146,682
baseline
▲ 0.50% · 4.625%
HK$155,608
+HK$8,926/mo
Deposit HK$20.18M · loan HK$30.27M · min. income ≈ HK$293,364/mo (50% DSR)
Upfront cash ≈ HK$22.32M (deposit + AVD stamp duty HK$2,143,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,554
−HK$8,296/mo
▼ 0.25% · 3.875%
HK$157,672
−HK$4,178/mo
Today · 4.125%
HK$161,850
baseline
▲ 0.50% · 4.625%
HK$170,381
+HK$8,531/mo
Deposit HK$20.18M · loan HK$30.27M · min. income ≈ HK$323,700/mo (50% DSR)
Upfront cash ≈ HK$22.32M (deposit + AVD stamp duty HK$2,143,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,031
−HK$10,098/mo
▼ 0.25% · 3.875%
HK$166,040
−HK$5,089/mo
Today · 4.125%
HK$171,129
baseline
▲ 0.50% · 4.625%
HK$181,542
+HK$10,413/mo
Deposit HK$15.13M · loan HK$35.31M · min. income ≈ HK$342,258/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$2,143,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,146
−HK$9,678/mo
▼ 0.25% · 3.875%
HK$183,950
−HK$4,874/mo
Today · 4.125%
HK$188,824
baseline
▲ 0.50% · 4.625%
HK$198,778
+HK$9,954/mo
Deposit HK$15.13M · loan HK$35.31M · min. income ≈ HK$377,648/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$2,143,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,040
−HK$12,984/mo
▼ 0.25% · 3.875%
HK$213,480
−HK$6,544/mo
Today · 4.125%
HK$220,024
baseline
▲ 0.50% · 4.625%
HK$233,411
+HK$13,387/mo
Deposit HK$5.04M · loan HK$45.40M · min. income ≈ HK$440,048/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$2,143,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,330
−HK$12,444/mo
▼ 0.25% · 3.875%
HK$236,508
−HK$6,266/mo
Today · 4.125%
HK$242,774
baseline
▲ 0.50% · 4.625%
HK$255,571
+HK$12,797/mo
Deposit HK$5.04M · loan HK$45.40M · min. income ≈ HK$485,548/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$2,143,817 · Scale 2, in force from 26 Feb 2026)