LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,039
−HK$7,214/mo
▼ 0.25% · 3.875%
HK$118,617
−HK$3,636/mo
Today · 4.125%
HK$122,253
baseline
▲ 0.50% · 4.625%
HK$129,692
+HK$7,439/mo
Deposit HK$25.23M · loan HK$25.23M · min. income ≈ HK$244,506/mo (50% DSR)
Upfront cash ≈ HK$27.37M (deposit + AVD stamp duty HK$2,144,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,980
−HK$6,914/mo
▼ 0.25% · 3.875%
HK$131,412
−HK$3,482/mo
Today · 4.125%
HK$134,894
baseline
▲ 0.50% · 4.625%
HK$142,005
+HK$7,111/mo
Deposit HK$25.23M · loan HK$25.23M · min. income ≈ HK$269,788/mo (50% DSR)
Upfront cash ≈ HK$27.37M (deposit + AVD stamp duty HK$2,144,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,047
−HK$8,657/mo
▼ 0.25% · 3.875%
HK$142,341
−HK$4,363/mo
Today · 4.125%
HK$146,704
baseline
▲ 0.50% · 4.625%
HK$155,630
+HK$8,926/mo
Deposit HK$20.18M · loan HK$30.27M · min. income ≈ HK$293,408/mo (50% DSR)
Upfront cash ≈ HK$22.32M (deposit + AVD stamp duty HK$2,144,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,576
−HK$8,297/mo
▼ 0.25% · 3.875%
HK$157,695
−HK$4,178/mo
Today · 4.125%
HK$161,873
baseline
▲ 0.50% · 4.625%
HK$170,406
+HK$8,533/mo
Deposit HK$20.18M · loan HK$30.27M · min. income ≈ HK$323,746/mo (50% DSR)
Upfront cash ≈ HK$22.32M (deposit + AVD stamp duty HK$2,144,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,055
−HK$10,099/mo
▼ 0.25% · 3.875%
HK$166,064
−HK$5,090/mo
Today · 4.125%
HK$171,154
baseline
▲ 0.50% · 4.625%
HK$181,569
+HK$10,415/mo
Deposit HK$15.14M · loan HK$35.32M · min. income ≈ HK$342,308/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$2,144,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,172
−HK$9,680/mo
▼ 0.25% · 3.875%
HK$183,977
−HK$4,875/mo
Today · 4.125%
HK$188,852
baseline
▲ 0.50% · 4.625%
HK$198,807
+HK$9,955/mo
Deposit HK$15.14M · loan HK$35.32M · min. income ≈ HK$377,704/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$2,144,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,070
−HK$12,986/mo
▼ 0.25% · 3.875%
HK$213,511
−HK$6,545/mo
Today · 4.125%
HK$220,056
baseline
▲ 0.50% · 4.625%
HK$233,445
+HK$13,389/mo
Deposit HK$5.05M · loan HK$45.41M · min. income ≈ HK$440,112/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$2,144,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,364
−HK$12,446/mo
▼ 0.25% · 3.875%
HK$236,542
−HK$6,268/mo
Today · 4.125%
HK$242,810
baseline
▲ 0.50% · 4.625%
HK$255,608
+HK$12,798/mo
Deposit HK$5.05M · loan HK$45.41M · min. income ≈ HK$485,620/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$2,144,129 · Scale 2, in force from 26 Feb 2026)