LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,505
−HK$722/mo
▼ 0.25% · 3.875%
HK$11,863
−HK$364/mo
Today · 4.125%
HK$12,227
baseline
▲ 0.50% · 4.625%
HK$12,971
+HK$744/mo
Deposit HK$2.52M · loan HK$2.52M · min. income ≈ HK$24,454/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$113,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,800
−HK$691/mo
▼ 0.25% · 3.875%
HK$13,143
−HK$348/mo
Today · 4.125%
HK$13,491
baseline
▲ 0.50% · 4.625%
HK$14,202
+HK$711/mo
Deposit HK$2.52M · loan HK$2.52M · min. income ≈ HK$26,982/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$113,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,807
−HK$865/mo
▼ 0.25% · 3.875%
HK$14,236
−HK$436/mo
Today · 4.125%
HK$14,672
baseline
▲ 0.50% · 4.625%
HK$15,565
+HK$893/mo
Deposit HK$2.02M · loan HK$3.03M · min. income ≈ HK$29,344/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,360
−HK$829/mo
▼ 0.25% · 3.875%
HK$15,772
−HK$417/mo
Today · 4.125%
HK$16,189
baseline
▲ 0.50% · 4.625%
HK$17,043
+HK$854/mo
Deposit HK$2.02M · loan HK$3.03M · min. income ≈ HK$32,378/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,108
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$16,609
−HK$509/mo
Today · 4.125%
HK$17,118
baseline
▲ 0.50% · 4.625%
HK$18,159
+HK$1,041/mo
Deposit HK$1.51M · loan HK$3.53M · min. income ≈ HK$34,236/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,920
−HK$968/mo
▼ 0.25% · 3.875%
HK$18,400
−HK$488/mo
Today · 4.125%
HK$18,888
baseline
▲ 0.50% · 4.625%
HK$19,883
+HK$995/mo
Deposit HK$1.51M · loan HK$3.53M · min. income ≈ HK$37,776/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,710
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,354
−HK$654/mo
Today · 4.125%
HK$22,008
baseline
▲ 0.50% · 4.625%
HK$23,348
+HK$1,340/mo
Deposit HK$505K · loan HK$4.54M · min. income ≈ HK$44,016/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$113,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,039
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,657
−HK$627/mo
Today · 4.125%
HK$24,284
baseline
▲ 0.50% · 4.625%
HK$25,564
+HK$1,280/mo
Deposit HK$505K · loan HK$4.54M · min. income ≈ HK$48,568/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$113,528 · Scale 2, in force from 26 Feb 2026)