LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,063
−HK$7,215/mo
▼ 0.25% · 3.875%
HK$118,642
−HK$3,636/mo
Today · 4.125%
HK$122,278
baseline
▲ 0.50% · 4.625%
HK$129,718
+HK$7,440/mo
Deposit HK$25.23M · loan HK$25.23M · min. income ≈ HK$244,556/mo (50% DSR)
Upfront cash ≈ HK$27.37M (deposit + AVD stamp duty HK$2,144,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,006
−HK$6,916/mo
▼ 0.25% · 3.875%
HK$131,439
−HK$3,483/mo
Today · 4.125%
HK$134,922
baseline
▲ 0.50% · 4.625%
HK$142,034
+HK$7,112/mo
Deposit HK$25.23M · loan HK$25.23M · min. income ≈ HK$269,844/mo (50% DSR)
Upfront cash ≈ HK$27.37M (deposit + AVD stamp duty HK$2,144,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,075
−HK$8,659/mo
▼ 0.25% · 3.875%
HK$142,370
−HK$4,364/mo
Today · 4.125%
HK$146,734
baseline
▲ 0.50% · 4.625%
HK$155,662
+HK$8,928/mo
Deposit HK$20.18M · loan HK$30.28M · min. income ≈ HK$293,468/mo (50% DSR)
Upfront cash ≈ HK$22.33M (deposit + AVD stamp duty HK$2,144,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,607
−HK$8,299/mo
▼ 0.25% · 3.875%
HK$157,727
−HK$4,179/mo
Today · 4.125%
HK$161,906
baseline
▲ 0.50% · 4.625%
HK$170,440
+HK$8,534/mo
Deposit HK$20.18M · loan HK$30.28M · min. income ≈ HK$323,812/mo (50% DSR)
Upfront cash ≈ HK$22.33M (deposit + AVD stamp duty HK$2,144,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,088
−HK$10,101/mo
▼ 0.25% · 3.875%
HK$166,098
−HK$5,091/mo
Today · 4.125%
HK$171,189
baseline
▲ 0.50% · 4.625%
HK$181,606
+HK$10,417/mo
Deposit HK$15.14M · loan HK$35.32M · min. income ≈ HK$342,378/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$2,144,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,208
−HK$9,682/mo
▼ 0.25% · 3.875%
HK$184,015
−HK$4,875/mo
Today · 4.125%
HK$188,890
baseline
▲ 0.50% · 4.625%
HK$198,847
+HK$9,957/mo
Deposit HK$15.14M · loan HK$35.32M · min. income ≈ HK$377,780/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$2,144,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,113
−HK$12,988/mo
▼ 0.25% · 3.875%
HK$213,555
−HK$6,546/mo
Today · 4.125%
HK$220,101
baseline
▲ 0.50% · 4.625%
HK$233,493
+HK$13,392/mo
Deposit HK$5.05M · loan HK$45.41M · min. income ≈ HK$440,202/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$2,144,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,411
−HK$12,448/mo
▼ 0.25% · 3.875%
HK$236,590
−HK$6,269/mo
Today · 4.125%
HK$242,859
baseline
▲ 0.50% · 4.625%
HK$255,661
+HK$12,802/mo
Deposit HK$5.05M · loan HK$45.41M · min. income ≈ HK$485,718/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$2,144,567 · Scale 2, in force from 26 Feb 2026)