LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,506
−HK$722/mo
▼ 0.25% · 3.875%
HK$11,864
−HK$364/mo
Today · 4.125%
HK$12,228
baseline
▲ 0.50% · 4.625%
HK$12,972
+HK$744/mo
Deposit HK$2.52M · loan HK$2.52M · min. income ≈ HK$24,456/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$113,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,801
−HK$691/mo
▼ 0.25% · 3.875%
HK$13,144
−HK$348/mo
Today · 4.125%
HK$13,492
baseline
▲ 0.50% · 4.625%
HK$14,203
+HK$711/mo
Deposit HK$2.52M · loan HK$2.52M · min. income ≈ HK$26,984/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$113,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,808
−HK$865/mo
▼ 0.25% · 3.875%
HK$14,237
−HK$436/mo
Today · 4.125%
HK$14,673
baseline
▲ 0.50% · 4.625%
HK$15,566
+HK$893/mo
Deposit HK$2.02M · loan HK$3.03M · min. income ≈ HK$29,346/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,361
−HK$830/mo
▼ 0.25% · 3.875%
HK$15,773
−HK$418/mo
Today · 4.125%
HK$16,191
baseline
▲ 0.50% · 4.625%
HK$17,044
+HK$853/mo
Deposit HK$2.02M · loan HK$3.03M · min. income ≈ HK$32,382/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,109
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$16,610
−HK$509/mo
Today · 4.125%
HK$17,119
baseline
▲ 0.50% · 4.625%
HK$18,161
+HK$1,042/mo
Deposit HK$1.51M · loan HK$3.53M · min. income ≈ HK$34,238/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,921
−HK$968/mo
▼ 0.25% · 3.875%
HK$18,402
−HK$487/mo
Today · 4.125%
HK$18,889
baseline
▲ 0.50% · 4.625%
HK$19,885
+HK$996/mo
Deposit HK$1.51M · loan HK$3.53M · min. income ≈ HK$37,778/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,711
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,356
−HK$654/mo
Today · 4.125%
HK$22,010
baseline
▲ 0.50% · 4.625%
HK$23,349
+HK$1,339/mo
Deposit HK$505K · loan HK$4.54M · min. income ≈ HK$44,020/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$113,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,041
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,659
−HK$627/mo
Today · 4.125%
HK$24,286
baseline
▲ 0.50% · 4.625%
HK$25,566
+HK$1,280/mo
Deposit HK$505K · loan HK$4.54M · min. income ≈ HK$48,572/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$113,537 · Scale 2, in force from 26 Feb 2026)