LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,063
−HK$7,216/mo
▼ 0.25% · 3.875%
HK$118,643
−HK$3,636/mo
Today · 4.125%
HK$122,279
baseline
▲ 0.50% · 4.625%
HK$129,719
+HK$7,440/mo
Deposit HK$25.23M · loan HK$25.23M · min. income ≈ HK$244,558/mo (50% DSR)
Upfront cash ≈ HK$27.37M (deposit + AVD stamp duty HK$2,144,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,007
−HK$6,916/mo
▼ 0.25% · 3.875%
HK$131,440
−HK$3,483/mo
Today · 4.125%
HK$134,923
baseline
▲ 0.50% · 4.625%
HK$142,035
+HK$7,112/mo
Deposit HK$25.23M · loan HK$25.23M · min. income ≈ HK$269,846/mo (50% DSR)
Upfront cash ≈ HK$27.37M (deposit + AVD stamp duty HK$2,144,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,076
−HK$8,659/mo
▼ 0.25% · 3.875%
HK$142,371
−HK$4,364/mo
Today · 4.125%
HK$146,735
baseline
▲ 0.50% · 4.625%
HK$155,663
+HK$8,928/mo
Deposit HK$20.18M · loan HK$30.28M · min. income ≈ HK$293,470/mo (50% DSR)
Upfront cash ≈ HK$22.33M (deposit + AVD stamp duty HK$2,144,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,608
−HK$8,299/mo
▼ 0.25% · 3.875%
HK$157,728
−HK$4,179/mo
Today · 4.125%
HK$161,907
baseline
▲ 0.50% · 4.625%
HK$170,442
+HK$8,535/mo
Deposit HK$20.18M · loan HK$30.28M · min. income ≈ HK$323,814/mo (50% DSR)
Upfront cash ≈ HK$22.33M (deposit + AVD stamp duty HK$2,144,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,089
−HK$10,102/mo
▼ 0.25% · 3.875%
HK$166,100
−HK$5,091/mo
Today · 4.125%
HK$171,191
baseline
▲ 0.50% · 4.625%
HK$181,607
+HK$10,416/mo
Deposit HK$15.14M · loan HK$35.32M · min. income ≈ HK$342,382/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$2,144,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,210
−HK$9,682/mo
▼ 0.25% · 3.875%
HK$184,016
−HK$4,876/mo
Today · 4.125%
HK$188,892
baseline
▲ 0.50% · 4.625%
HK$198,849
+HK$9,957/mo
Deposit HK$15.14M · loan HK$35.32M · min. income ≈ HK$377,784/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$2,144,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,114
−HK$12,988/mo
▼ 0.25% · 3.875%
HK$213,557
−HK$6,545/mo
Today · 4.125%
HK$220,102
baseline
▲ 0.50% · 4.625%
HK$233,495
+HK$13,393/mo
Deposit HK$5.05M · loan HK$45.41M · min. income ≈ HK$440,204/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$2,144,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,412
−HK$12,449/mo
▼ 0.25% · 3.875%
HK$236,592
−HK$6,269/mo
Today · 4.125%
HK$242,861
baseline
▲ 0.50% · 4.625%
HK$255,662
+HK$12,801/mo
Deposit HK$5.05M · loan HK$45.41M · min. income ≈ HK$485,722/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$2,144,582 · Scale 2, in force from 26 Feb 2026)