LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,094
−HK$7,218/mo
▼ 0.25% · 3.875%
HK$118,674
−HK$3,638/mo
Today · 4.125%
HK$122,312
baseline
▲ 0.50% · 4.625%
HK$129,754
+HK$7,442/mo
Deposit HK$25.24M · loan HK$25.24M · min. income ≈ HK$244,624/mo (50% DSR)
Upfront cash ≈ HK$27.38M (deposit + AVD stamp duty HK$2,145,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,041
−HK$6,918/mo
▼ 0.25% · 3.875%
HK$131,475
−HK$3,484/mo
Today · 4.125%
HK$134,959
baseline
▲ 0.50% · 4.625%
HK$142,073
+HK$7,114/mo
Deposit HK$25.24M · loan HK$25.24M · min. income ≈ HK$269,918/mo (50% DSR)
Upfront cash ≈ HK$27.38M (deposit + AVD stamp duty HK$2,145,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,113
−HK$8,661/mo
▼ 0.25% · 3.875%
HK$142,409
−HK$4,365/mo
Today · 4.125%
HK$146,774
baseline
▲ 0.50% · 4.625%
HK$155,705
+HK$8,931/mo
Deposit HK$20.19M · loan HK$30.28M · min. income ≈ HK$293,548/mo (50% DSR)
Upfront cash ≈ HK$22.33M (deposit + AVD stamp duty HK$2,145,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,650
−HK$8,301/mo
▼ 0.25% · 3.875%
HK$157,770
−HK$4,181/mo
Today · 4.125%
HK$161,951
baseline
▲ 0.50% · 4.625%
HK$170,487
+HK$8,536/mo
Deposit HK$20.19M · loan HK$30.28M · min. income ≈ HK$323,902/mo (50% DSR)
Upfront cash ≈ HK$22.33M (deposit + AVD stamp duty HK$2,145,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,132
−HK$10,105/mo
▼ 0.25% · 3.875%
HK$166,144
−HK$5,093/mo
Today · 4.125%
HK$171,237
baseline
▲ 0.50% · 4.625%
HK$181,656
+HK$10,419/mo
Deposit HK$15.14M · loan HK$35.33M · min. income ≈ HK$342,474/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$2,145,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,258
−HK$9,685/mo
▼ 0.25% · 3.875%
HK$184,065
−HK$4,878/mo
Today · 4.125%
HK$188,943
baseline
▲ 0.50% · 4.625%
HK$198,902
+HK$9,959/mo
Deposit HK$15.14M · loan HK$35.33M · min. income ≈ HK$377,886/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$2,145,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,170
−HK$12,991/mo
▼ 0.25% · 3.875%
HK$213,614
−HK$6,547/mo
Today · 4.125%
HK$220,161
baseline
▲ 0.50% · 4.625%
HK$233,558
+HK$13,397/mo
Deposit HK$5.05M · loan HK$45.43M · min. income ≈ HK$440,322/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$2,145,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,474
−HK$12,452/mo
▼ 0.25% · 3.875%
HK$236,656
−HK$6,270/mo
Today · 4.125%
HK$242,926
baseline
▲ 0.50% · 4.625%
HK$255,731
+HK$12,805/mo
Deposit HK$5.05M · loan HK$45.43M · min. income ≈ HK$485,852/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$2,145,159 · Scale 2, in force from 26 Feb 2026)