LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,096
−HK$7,217/mo
▼ 0.25% · 3.875%
HK$118,676
−HK$3,637/mo
Today · 4.125%
HK$122,313
baseline
▲ 0.50% · 4.625%
HK$129,756
+HK$7,443/mo
Deposit HK$25.24M · loan HK$25.24M · min. income ≈ HK$244,626/mo (50% DSR)
Upfront cash ≈ HK$27.38M (deposit + AVD stamp duty HK$2,145,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,043
−HK$6,917/mo
▼ 0.25% · 3.875%
HK$131,477
−HK$3,483/mo
Today · 4.125%
HK$134,960
baseline
▲ 0.50% · 4.625%
HK$142,074
+HK$7,114/mo
Deposit HK$25.24M · loan HK$25.24M · min. income ≈ HK$269,920/mo (50% DSR)
Upfront cash ≈ HK$27.38M (deposit + AVD stamp duty HK$2,145,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,115
−HK$8,661/mo
▼ 0.25% · 3.875%
HK$142,411
−HK$4,365/mo
Today · 4.125%
HK$146,776
baseline
▲ 0.50% · 4.625%
HK$155,707
+HK$8,931/mo
Deposit HK$20.19M · loan HK$30.28M · min. income ≈ HK$293,552/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$2,145,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,651
−HK$8,302/mo
▼ 0.25% · 3.875%
HK$157,772
−HK$4,181/mo
Today · 4.125%
HK$161,953
baseline
▲ 0.50% · 4.625%
HK$170,489
+HK$8,536/mo
Deposit HK$20.19M · loan HK$30.28M · min. income ≈ HK$323,906/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$2,145,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,134
−HK$10,104/mo
▼ 0.25% · 3.875%
HK$166,146
−HK$5,092/mo
Today · 4.125%
HK$171,238
baseline
▲ 0.50% · 4.625%
HK$181,658
+HK$10,420/mo
Deposit HK$15.14M · loan HK$35.33M · min. income ≈ HK$342,476/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$2,145,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,260
−HK$9,685/mo
▼ 0.25% · 3.875%
HK$184,067
−HK$4,878/mo
Today · 4.125%
HK$188,945
baseline
▲ 0.50% · 4.625%
HK$198,904
+HK$9,959/mo
Deposit HK$15.14M · loan HK$35.33M · min. income ≈ HK$377,890/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$2,145,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,172
−HK$12,992/mo
▼ 0.25% · 3.875%
HK$213,616
−HK$6,548/mo
Today · 4.125%
HK$220,164
baseline
▲ 0.50% · 4.625%
HK$233,560
+HK$13,396/mo
Deposit HK$5.05M · loan HK$45.43M · min. income ≈ HK$440,328/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$2,145,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,477
−HK$12,452/mo
▼ 0.25% · 3.875%
HK$236,658
−HK$6,271/mo
Today · 4.125%
HK$242,929
baseline
▲ 0.50% · 4.625%
HK$255,734
+HK$12,805/mo
Deposit HK$5.05M · loan HK$45.43M · min. income ≈ HK$485,858/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$2,145,182 · Scale 2, in force from 26 Feb 2026)