LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,510
−HK$722/mo
▼ 0.25% · 3.875%
HK$11,868
−HK$364/mo
Today · 4.125%
HK$12,232
baseline
▲ 0.50% · 4.625%
HK$12,976
+HK$744/mo
Deposit HK$2.52M · loan HK$2.52M · min. income ≈ HK$24,464/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$113,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,804
−HK$692/mo
▼ 0.25% · 3.875%
HK$13,148
−HK$348/mo
Today · 4.125%
HK$13,496
baseline
▲ 0.50% · 4.625%
HK$14,208
+HK$712/mo
Deposit HK$2.52M · loan HK$2.52M · min. income ≈ HK$26,992/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$113,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,812
−HK$866/mo
▼ 0.25% · 3.875%
HK$14,241
−HK$437/mo
Today · 4.125%
HK$14,678
baseline
▲ 0.50% · 4.625%
HK$15,571
+HK$893/mo
Deposit HK$2.02M · loan HK$3.03M · min. income ≈ HK$29,356/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,365
−HK$831/mo
▼ 0.25% · 3.875%
HK$15,777
−HK$419/mo
Today · 4.125%
HK$16,196
baseline
▲ 0.50% · 4.625%
HK$17,049
+HK$853/mo
Deposit HK$2.02M · loan HK$3.03M · min. income ≈ HK$32,392/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,114
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$16,615
−HK$509/mo
Today · 4.125%
HK$17,124
baseline
▲ 0.50% · 4.625%
HK$18,166
+HK$1,042/mo
Deposit HK$1.51M · loan HK$3.53M · min. income ≈ HK$34,248/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,926
−HK$969/mo
▼ 0.25% · 3.875%
HK$18,407
−HK$488/mo
Today · 4.125%
HK$18,895
baseline
▲ 0.50% · 4.625%
HK$19,891
+HK$996/mo
Deposit HK$1.51M · loan HK$3.53M · min. income ≈ HK$37,790/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,718
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,362
−HK$655/mo
Today · 4.125%
HK$22,017
baseline
▲ 0.50% · 4.625%
HK$23,356
+HK$1,339/mo
Deposit HK$505K · loan HK$4.54M · min. income ≈ HK$44,034/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$113,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,048
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,666
−HK$627/mo
Today · 4.125%
HK$24,293
baseline
▲ 0.50% · 4.625%
HK$25,574
+HK$1,281/mo
Deposit HK$505K · loan HK$4.54M · min. income ≈ HK$48,586/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$113,571 · Scale 2, in force from 26 Feb 2026)