LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,104
−HK$7,218/mo
▼ 0.25% · 3.875%
HK$118,684
−HK$3,638/mo
Today · 4.125%
HK$122,322
baseline
▲ 0.50% · 4.625%
HK$129,765
+HK$7,443/mo
Deposit HK$25.24M · loan HK$25.24M · min. income ≈ HK$244,644/mo (50% DSR)
Upfront cash ≈ HK$27.38M (deposit + AVD stamp duty HK$2,145,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,052
−HK$6,918/mo
▼ 0.25% · 3.875%
HK$131,486
−HK$3,484/mo
Today · 4.125%
HK$134,970
baseline
▲ 0.50% · 4.625%
HK$142,084
+HK$7,114/mo
Deposit HK$25.24M · loan HK$25.24M · min. income ≈ HK$269,940/mo (50% DSR)
Upfront cash ≈ HK$27.38M (deposit + AVD stamp duty HK$2,145,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,124
−HK$8,662/mo
▼ 0.25% · 3.875%
HK$142,421
−HK$4,365/mo
Today · 4.125%
HK$146,786
baseline
▲ 0.50% · 4.625%
HK$155,717
+HK$8,931/mo
Deposit HK$20.19M · loan HK$30.29M · min. income ≈ HK$293,572/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$2,145,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,662
−HK$8,302/mo
▼ 0.25% · 3.875%
HK$157,783
−HK$4,181/mo
Today · 4.125%
HK$161,964
baseline
▲ 0.50% · 4.625%
HK$170,501
+HK$8,537/mo
Deposit HK$20.19M · loan HK$30.29M · min. income ≈ HK$323,928/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$2,145,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,145
−HK$10,105/mo
▼ 0.25% · 3.875%
HK$166,157
−HK$5,093/mo
Today · 4.125%
HK$171,250
baseline
▲ 0.50% · 4.625%
HK$181,670
+HK$10,420/mo
Deposit HK$15.14M · loan HK$35.33M · min. income ≈ HK$342,500/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$2,145,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,272
−HK$9,686/mo
▼ 0.25% · 3.875%
HK$184,080
−HK$4,878/mo
Today · 4.125%
HK$188,958
baseline
▲ 0.50% · 4.625%
HK$198,918
+HK$9,960/mo
Deposit HK$15.14M · loan HK$35.33M · min. income ≈ HK$377,916/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$2,145,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,186
−HK$12,993/mo
▼ 0.25% · 3.875%
HK$213,631
−HK$6,548/mo
Today · 4.125%
HK$220,179
baseline
▲ 0.50% · 4.625%
HK$233,576
+HK$13,397/mo
Deposit HK$5.05M · loan HK$45.43M · min. income ≈ HK$440,358/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$2,145,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,493
−HK$12,453/mo
▼ 0.25% · 3.875%
HK$236,674
−HK$6,272/mo
Today · 4.125%
HK$242,946
baseline
▲ 0.50% · 4.625%
HK$255,752
+HK$12,806/mo
Deposit HK$5.05M · loan HK$45.43M · min. income ≈ HK$485,892/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$2,145,330 · Scale 2, in force from 26 Feb 2026)