LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,512
−HK$722/mo
▼ 0.25% · 3.875%
HK$11,870
−HK$364/mo
Today · 4.125%
HK$12,234
baseline
▲ 0.50% · 4.625%
HK$12,979
+HK$745/mo
Deposit HK$2.52M · loan HK$2.52M · min. income ≈ HK$24,468/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$113,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,807
−HK$692/mo
▼ 0.25% · 3.875%
HK$13,151
−HK$348/mo
Today · 4.125%
HK$13,499
baseline
▲ 0.50% · 4.625%
HK$14,211
+HK$712/mo
Deposit HK$2.52M · loan HK$2.52M · min. income ≈ HK$26,998/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$113,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,815
−HK$866/mo
▼ 0.25% · 3.875%
HK$14,244
−HK$437/mo
Today · 4.125%
HK$14,681
baseline
▲ 0.50% · 4.625%
HK$15,574
+HK$893/mo
Deposit HK$2.02M · loan HK$3.03M · min. income ≈ HK$29,362/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,369
−HK$830/mo
▼ 0.25% · 3.875%
HK$15,781
−HK$418/mo
Today · 4.125%
HK$16,199
baseline
▲ 0.50% · 4.625%
HK$17,053
+HK$854/mo
Deposit HK$2.02M · loan HK$3.03M · min. income ≈ HK$32,398/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,117
−HK$1,011/mo
▼ 0.25% · 3.875%
HK$16,619
−HK$509/mo
Today · 4.125%
HK$17,128
baseline
▲ 0.50% · 4.625%
HK$18,170
+HK$1,042/mo
Deposit HK$1.51M · loan HK$3.53M · min. income ≈ HK$34,256/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,930
−HK$969/mo
▼ 0.25% · 3.875%
HK$18,411
−HK$488/mo
Today · 4.125%
HK$18,899
baseline
▲ 0.50% · 4.625%
HK$19,895
+HK$996/mo
Deposit HK$1.51M · loan HK$3.53M · min. income ≈ HK$37,798/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,722
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$21,367
−HK$655/mo
Today · 4.125%
HK$22,022
baseline
▲ 0.50% · 4.625%
HK$23,362
+HK$1,340/mo
Deposit HK$505K · loan HK$4.54M · min. income ≈ HK$44,044/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$113,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,053
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,671
−HK$628/mo
Today · 4.125%
HK$24,299
baseline
▲ 0.50% · 4.625%
HK$25,579
+HK$1,280/mo
Deposit HK$505K · loan HK$4.54M · min. income ≈ HK$48,598/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$113,596 · Scale 2, in force from 26 Feb 2026)