LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,516
−HK$722/mo
▼ 0.25% · 3.875%
HK$11,874
−HK$364/mo
Today · 4.125%
HK$12,238
baseline
▲ 0.50% · 4.625%
HK$12,983
+HK$745/mo
Deposit HK$2.53M · loan HK$2.53M · min. income ≈ HK$24,476/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$113,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,811
−HK$693/mo
▼ 0.25% · 3.875%
HK$13,155
−HK$349/mo
Today · 4.125%
HK$13,504
baseline
▲ 0.50% · 4.625%
HK$14,215
+HK$711/mo
Deposit HK$2.53M · loan HK$2.53M · min. income ≈ HK$27,008/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$113,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,819
−HK$867/mo
▼ 0.25% · 3.875%
HK$14,249
−HK$437/mo
Today · 4.125%
HK$14,686
baseline
▲ 0.50% · 4.625%
HK$15,579
+HK$893/mo
Deposit HK$2.02M · loan HK$3.03M · min. income ≈ HK$29,372/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,374
−HK$830/mo
▼ 0.25% · 3.875%
HK$15,786
−HK$418/mo
Today · 4.125%
HK$16,204
baseline
▲ 0.50% · 4.625%
HK$17,058
+HK$854/mo
Deposit HK$2.02M · loan HK$3.03M · min. income ≈ HK$32,408/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,122
−HK$1,011/mo
▼ 0.25% · 3.875%
HK$16,624
−HK$509/mo
Today · 4.125%
HK$17,133
baseline
▲ 0.50% · 4.625%
HK$18,176
+HK$1,043/mo
Deposit HK$1.52M · loan HK$3.54M · min. income ≈ HK$34,266/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,936
−HK$969/mo
▼ 0.25% · 3.875%
HK$18,417
−HK$488/mo
Today · 4.125%
HK$18,905
baseline
▲ 0.50% · 4.625%
HK$19,901
+HK$996/mo
Deposit HK$1.52M · loan HK$3.54M · min. income ≈ HK$37,810/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,729
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$21,374
−HK$655/mo
Today · 4.125%
HK$22,029
baseline
▲ 0.50% · 4.625%
HK$23,369
+HK$1,340/mo
Deposit HK$505K · loan HK$4.55M · min. income ≈ HK$44,058/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$113,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,060
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,679
−HK$627/mo
Today · 4.125%
HK$24,306
baseline
▲ 0.50% · 4.625%
HK$25,588
+HK$1,282/mo
Deposit HK$505K · loan HK$4.55M · min. income ≈ HK$48,612/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$113,632 · Scale 2, in force from 26 Feb 2026)