LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,516
−HK$723/mo
▼ 0.25% · 3.875%
HK$11,875
−HK$364/mo
Today · 4.125%
HK$12,239
baseline
▲ 0.50% · 4.625%
HK$12,983
+HK$744/mo
Deposit HK$2.53M · loan HK$2.53M · min. income ≈ HK$24,478/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$113,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,812
−HK$692/mo
▼ 0.25% · 3.875%
HK$13,155
−HK$349/mo
Today · 4.125%
HK$13,504
baseline
▲ 0.50% · 4.625%
HK$14,216
+HK$712/mo
Deposit HK$2.53M · loan HK$2.53M · min. income ≈ HK$27,008/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$113,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,820
−HK$866/mo
▼ 0.25% · 3.875%
HK$14,250
−HK$436/mo
Today · 4.125%
HK$14,686
baseline
▲ 0.50% · 4.625%
HK$15,580
+HK$894/mo
Deposit HK$2.02M · loan HK$3.03M · min. income ≈ HK$29,372/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,374
−HK$831/mo
▼ 0.25% · 3.875%
HK$15,787
−HK$418/mo
Today · 4.125%
HK$16,205
baseline
▲ 0.50% · 4.625%
HK$17,059
+HK$854/mo
Deposit HK$2.02M · loan HK$3.03M · min. income ≈ HK$32,410/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,123
−HK$1,011/mo
▼ 0.25% · 3.875%
HK$16,624
−HK$510/mo
Today · 4.125%
HK$17,134
baseline
▲ 0.50% · 4.625%
HK$18,177
+HK$1,043/mo
Deposit HK$1.52M · loan HK$3.54M · min. income ≈ HK$34,268/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,937
−HK$969/mo
▼ 0.25% · 3.875%
HK$18,418
−HK$488/mo
Today · 4.125%
HK$18,906
baseline
▲ 0.50% · 4.625%
HK$19,902
+HK$996/mo
Deposit HK$1.52M · loan HK$3.54M · min. income ≈ HK$37,812/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,730
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,374
−HK$655/mo
Today · 4.125%
HK$22,029
baseline
▲ 0.50% · 4.625%
HK$23,370
+HK$1,341/mo
Deposit HK$505K · loan HK$4.55M · min. income ≈ HK$44,058/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$113,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,061
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,680
−HK$627/mo
Today · 4.125%
HK$24,307
baseline
▲ 0.50% · 4.625%
HK$25,589
+HK$1,282/mo
Deposit HK$505K · loan HK$4.55M · min. income ≈ HK$48,614/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$113,636 · Scale 2, in force from 26 Feb 2026)