LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,517
−HK$723/mo
▼ 0.25% · 3.875%
HK$11,876
−HK$364/mo
Today · 4.125%
HK$12,240
baseline
▲ 0.50% · 4.625%
HK$12,984
+HK$744/mo
Deposit HK$2.53M · loan HK$2.53M · min. income ≈ HK$24,480/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$113,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,813
−HK$692/mo
▼ 0.25% · 3.875%
HK$13,157
−HK$348/mo
Today · 4.125%
HK$13,505
baseline
▲ 0.50% · 4.625%
HK$14,217
+HK$712/mo
Deposit HK$2.53M · loan HK$2.53M · min. income ≈ HK$27,010/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$113,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,821
−HK$867/mo
▼ 0.25% · 3.875%
HK$14,251
−HK$437/mo
Today · 4.125%
HK$14,688
baseline
▲ 0.50% · 4.625%
HK$15,581
+HK$893/mo
Deposit HK$2.02M · loan HK$3.03M · min. income ≈ HK$29,376/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,376
−HK$830/mo
▼ 0.25% · 3.875%
HK$15,788
−HK$418/mo
Today · 4.125%
HK$16,206
baseline
▲ 0.50% · 4.625%
HK$17,061
+HK$855/mo
Deposit HK$2.02M · loan HK$3.03M · min. income ≈ HK$32,412/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,124
−HK$1,012/mo
▼ 0.25% · 3.875%
HK$16,626
−HK$510/mo
Today · 4.125%
HK$17,136
baseline
▲ 0.50% · 4.625%
HK$18,178
+HK$1,042/mo
Deposit HK$1.52M · loan HK$3.54M · min. income ≈ HK$34,272/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,938
−HK$969/mo
▼ 0.25% · 3.875%
HK$18,419
−HK$488/mo
Today · 4.125%
HK$18,907
baseline
▲ 0.50% · 4.625%
HK$19,904
+HK$997/mo
Deposit HK$1.52M · loan HK$3.54M · min. income ≈ HK$37,814/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,731
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,376
−HK$656/mo
Today · 4.125%
HK$22,032
baseline
▲ 0.50% · 4.625%
HK$23,372
+HK$1,340/mo
Deposit HK$505K · loan HK$4.55M · min. income ≈ HK$44,064/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$113,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,064
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,682
−HK$628/mo
Today · 4.125%
HK$24,310
baseline
▲ 0.50% · 4.625%
HK$25,591
+HK$1,281/mo
Deposit HK$505K · loan HK$4.55M · min. income ≈ HK$48,620/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$113,647 · Scale 2, in force from 26 Feb 2026)