LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,183
−HK$7,223/mo
▼ 0.25% · 3.875%
HK$118,766
−HK$3,640/mo
Today · 4.125%
HK$122,406
baseline
▲ 0.50% · 4.625%
HK$129,854
+HK$7,448/mo
Deposit HK$25.26M · loan HK$25.26M · min. income ≈ HK$244,812/mo (50% DSR)
Upfront cash ≈ HK$27.40M (deposit + AVD stamp duty HK$2,146,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,140
−HK$6,923/mo
▼ 0.25% · 3.875%
HK$131,576
−HK$3,487/mo
Today · 4.125%
HK$135,063
baseline
▲ 0.50% · 4.625%
HK$142,182
+HK$7,119/mo
Deposit HK$25.26M · loan HK$25.26M · min. income ≈ HK$270,126/mo (50% DSR)
Upfront cash ≈ HK$27.40M (deposit + AVD stamp duty HK$2,146,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,219
−HK$8,668/mo
▼ 0.25% · 3.875%
HK$142,519
−HK$4,368/mo
Today · 4.125%
HK$146,887
baseline
▲ 0.50% · 4.625%
HK$155,825
+HK$8,938/mo
Deposit HK$20.21M · loan HK$30.31M · min. income ≈ HK$293,774/mo (50% DSR)
Upfront cash ≈ HK$22.35M (deposit + AVD stamp duty HK$2,146,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,768
−HK$8,307/mo
▼ 0.25% · 3.875%
HK$157,892
−HK$4,183/mo
Today · 4.125%
HK$162,075
baseline
▲ 0.50% · 4.625%
HK$170,618
+HK$8,543/mo
Deposit HK$20.21M · loan HK$30.31M · min. income ≈ HK$324,150/mo (50% DSR)
Upfront cash ≈ HK$22.35M (deposit + AVD stamp duty HK$2,146,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,256
−HK$10,112/mo
▼ 0.25% · 3.875%
HK$166,272
−HK$5,096/mo
Today · 4.125%
HK$171,368
baseline
▲ 0.50% · 4.625%
HK$181,795
+HK$10,427/mo
Deposit HK$15.15M · loan HK$35.36M · min. income ≈ HK$342,736/mo (50% DSR)
Upfront cash ≈ HK$17.30M (deposit + AVD stamp duty HK$2,146,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,396
−HK$9,692/mo
▼ 0.25% · 3.875%
HK$184,207
−HK$4,881/mo
Today · 4.125%
HK$189,088
baseline
▲ 0.50% · 4.625%
HK$199,055
+HK$9,967/mo
Deposit HK$15.15M · loan HK$35.36M · min. income ≈ HK$378,176/mo (50% DSR)
Upfront cash ≈ HK$17.30M (deposit + AVD stamp duty HK$2,146,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,329
−HK$13,001/mo
▼ 0.25% · 3.875%
HK$213,778
−HK$6,552/mo
Today · 4.125%
HK$220,330
baseline
▲ 0.50% · 4.625%
HK$233,737
+HK$13,407/mo
Deposit HK$5.05M · loan HK$45.46M · min. income ≈ HK$440,660/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$2,146,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,651
−HK$12,462/mo
▼ 0.25% · 3.875%
HK$236,837
−HK$6,276/mo
Today · 4.125%
HK$243,113
baseline
▲ 0.50% · 4.625%
HK$255,928
+HK$12,815/mo
Deposit HK$5.05M · loan HK$45.46M · min. income ≈ HK$486,226/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$2,146,807 · Scale 2, in force from 26 Feb 2026)