LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,233
−HK$7,226/mo
▼ 0.25% · 3.875%
HK$118,817
−HK$3,642/mo
Today · 4.125%
HK$122,459
baseline
▲ 0.50% · 4.625%
HK$129,910
+HK$7,451/mo
Deposit HK$25.27M · loan HK$25.27M · min. income ≈ HK$244,918/mo (50% DSR)
Upfront cash ≈ HK$27.42M (deposit + AVD stamp duty HK$2,147,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,196
−HK$6,926/mo
▼ 0.25% · 3.875%
HK$131,634
−HK$3,488/mo
Today · 4.125%
HK$135,122
baseline
▲ 0.50% · 4.625%
HK$142,244
+HK$7,122/mo
Deposit HK$25.27M · loan HK$25.27M · min. income ≈ HK$270,244/mo (50% DSR)
Upfront cash ≈ HK$27.42M (deposit + AVD stamp duty HK$2,147,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,280
−HK$8,671/mo
▼ 0.25% · 3.875%
HK$142,581
−HK$4,370/mo
Today · 4.125%
HK$146,951
baseline
▲ 0.50% · 4.625%
HK$155,893
+HK$8,942/mo
Deposit HK$20.21M · loan HK$30.32M · min. income ≈ HK$293,902/mo (50% DSR)
Upfront cash ≈ HK$22.36M (deposit + AVD stamp duty HK$2,147,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,835
−HK$8,311/mo
▼ 0.25% · 3.875%
HK$157,960
−HK$4,186/mo
Today · 4.125%
HK$162,146
baseline
▲ 0.50% · 4.625%
HK$170,693
+HK$8,547/mo
Deposit HK$20.21M · loan HK$30.32M · min. income ≈ HK$324,292/mo (50% DSR)
Upfront cash ≈ HK$22.36M (deposit + AVD stamp duty HK$2,147,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,326
−HK$10,117/mo
▼ 0.25% · 3.875%
HK$166,344
−HK$5,099/mo
Today · 4.125%
HK$171,443
baseline
▲ 0.50% · 4.625%
HK$181,875
+HK$10,432/mo
Deposit HK$15.16M · loan HK$35.37M · min. income ≈ HK$342,886/mo (50% DSR)
Upfront cash ≈ HK$17.31M (deposit + AVD stamp duty HK$2,147,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,474
−HK$9,696/mo
▼ 0.25% · 3.875%
HK$184,287
−HK$4,883/mo
Today · 4.125%
HK$189,170
baseline
▲ 0.50% · 4.625%
HK$199,142
+HK$9,972/mo
Deposit HK$15.16M · loan HK$35.37M · min. income ≈ HK$378,340/mo (50% DSR)
Upfront cash ≈ HK$17.31M (deposit + AVD stamp duty HK$2,147,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,419
−HK$13,007/mo
▼ 0.25% · 3.875%
HK$213,871
−HK$6,555/mo
Today · 4.125%
HK$220,426
baseline
▲ 0.50% · 4.625%
HK$233,839
+HK$13,413/mo
Deposit HK$5.05M · loan HK$45.48M · min. income ≈ HK$440,852/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$2,147,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,752
−HK$12,467/mo
▼ 0.25% · 3.875%
HK$236,941
−HK$6,278/mo
Today · 4.125%
HK$243,219
baseline
▲ 0.50% · 4.625%
HK$256,039
+HK$12,820/mo
Deposit HK$5.05M · loan HK$45.48M · min. income ≈ HK$486,438/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$2,147,742 · Scale 2, in force from 26 Feb 2026)