LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,234
−HK$7,226/mo
▼ 0.25% · 3.875%
HK$118,819
−HK$3,641/mo
Today · 4.125%
HK$122,460
baseline
▲ 0.50% · 4.625%
HK$129,912
+HK$7,452/mo
Deposit HK$25.27M · loan HK$25.27M · min. income ≈ HK$244,920/mo (50% DSR)
Upfront cash ≈ HK$27.42M (deposit + AVD stamp duty HK$2,147,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,197
−HK$6,926/mo
▼ 0.25% · 3.875%
HK$131,635
−HK$3,488/mo
Today · 4.125%
HK$135,123
baseline
▲ 0.50% · 4.625%
HK$142,246
+HK$7,123/mo
Deposit HK$25.27M · loan HK$25.27M · min. income ≈ HK$270,246/mo (50% DSR)
Upfront cash ≈ HK$27.42M (deposit + AVD stamp duty HK$2,147,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,281
−HK$8,672/mo
▼ 0.25% · 3.875%
HK$142,582
−HK$4,371/mo
Today · 4.125%
HK$146,953
baseline
▲ 0.50% · 4.625%
HK$155,894
+HK$8,941/mo
Deposit HK$20.21M · loan HK$30.32M · min. income ≈ HK$293,906/mo (50% DSR)
Upfront cash ≈ HK$22.36M (deposit + AVD stamp duty HK$2,147,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,836
−HK$8,312/mo
▼ 0.25% · 3.875%
HK$157,962
−HK$4,186/mo
Today · 4.125%
HK$162,148
baseline
▲ 0.50% · 4.625%
HK$170,695
+HK$8,547/mo
Deposit HK$20.21M · loan HK$30.32M · min. income ≈ HK$324,296/mo (50% DSR)
Upfront cash ≈ HK$22.36M (deposit + AVD stamp duty HK$2,147,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,328
−HK$10,117/mo
▼ 0.25% · 3.875%
HK$166,346
−HK$5,099/mo
Today · 4.125%
HK$171,445
baseline
▲ 0.50% · 4.625%
HK$181,877
+HK$10,432/mo
Deposit HK$15.16M · loan HK$35.37M · min. income ≈ HK$342,890/mo (50% DSR)
Upfront cash ≈ HK$17.31M (deposit + AVD stamp duty HK$2,147,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,476
−HK$9,696/mo
▼ 0.25% · 3.875%
HK$184,289
−HK$4,883/mo
Today · 4.125%
HK$189,172
baseline
▲ 0.50% · 4.625%
HK$199,144
+HK$9,972/mo
Deposit HK$15.16M · loan HK$35.37M · min. income ≈ HK$378,344/mo (50% DSR)
Upfront cash ≈ HK$17.31M (deposit + AVD stamp duty HK$2,147,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,422
−HK$13,007/mo
▼ 0.25% · 3.875%
HK$213,874
−HK$6,555/mo
Today · 4.125%
HK$220,429
baseline
▲ 0.50% · 4.625%
HK$233,841
+HK$13,412/mo
Deposit HK$5.05M · loan HK$45.48M · min. income ≈ HK$440,858/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$2,147,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,754
−HK$12,467/mo
▼ 0.25% · 3.875%
HK$236,943
−HK$6,278/mo
Today · 4.125%
HK$243,221
baseline
▲ 0.50% · 4.625%
HK$256,042
+HK$12,821/mo
Deposit HK$5.05M · loan HK$45.48M · min. income ≈ HK$486,442/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$2,147,766 · Scale 2, in force from 26 Feb 2026)