LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,524
−HK$723/mo
▼ 0.25% · 3.875%
HK$11,883
−HK$364/mo
Today · 4.125%
HK$12,247
baseline
▲ 0.50% · 4.625%
HK$12,992
+HK$745/mo
Deposit HK$2.53M · loan HK$2.53M · min. income ≈ HK$24,494/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$113,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,821
−HK$693/mo
▼ 0.25% · 3.875%
HK$13,165
−HK$349/mo
Today · 4.125%
HK$13,514
baseline
▲ 0.50% · 4.625%
HK$14,226
+HK$712/mo
Deposit HK$2.53M · loan HK$2.53M · min. income ≈ HK$27,028/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$113,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,829
−HK$868/mo
▼ 0.25% · 3.875%
HK$14,260
−HK$437/mo
Today · 4.125%
HK$14,697
baseline
▲ 0.50% · 4.625%
HK$15,591
+HK$894/mo
Deposit HK$2.02M · loan HK$3.03M · min. income ≈ HK$29,394/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$113,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,385
−HK$831/mo
▼ 0.25% · 3.875%
HK$15,798
−HK$418/mo
Today · 4.125%
HK$16,216
baseline
▲ 0.50% · 4.625%
HK$17,071
+HK$855/mo
Deposit HK$2.02M · loan HK$3.03M · min. income ≈ HK$32,432/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$113,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,134
−HK$1,012/mo
▼ 0.25% · 3.875%
HK$16,636
−HK$510/mo
Today · 4.125%
HK$17,146
baseline
▲ 0.50% · 4.625%
HK$18,189
+HK$1,043/mo
Deposit HK$1.52M · loan HK$3.54M · min. income ≈ HK$34,292/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,949
−HK$970/mo
▼ 0.25% · 3.875%
HK$18,431
−HK$488/mo
Today · 4.125%
HK$18,919
baseline
▲ 0.50% · 4.625%
HK$19,916
+HK$997/mo
Deposit HK$1.52M · loan HK$3.54M · min. income ≈ HK$37,838/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,744
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,389
−HK$656/mo
Today · 4.125%
HK$22,045
baseline
▲ 0.50% · 4.625%
HK$23,386
+HK$1,341/mo
Deposit HK$505K · loan HK$4.55M · min. income ≈ HK$44,090/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$113,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,078
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,696
−HK$628/mo
Today · 4.125%
HK$24,324
baseline
▲ 0.50% · 4.625%
HK$25,607
+HK$1,283/mo
Deposit HK$505K · loan HK$4.55M · min. income ≈ HK$48,648/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$113,716 · Scale 2, in force from 26 Feb 2026)