LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,260
−HK$7,228/mo
▼ 0.25% · 3.875%
HK$118,845
−HK$3,643/mo
Today · 4.125%
HK$122,488
baseline
▲ 0.50% · 4.625%
HK$129,941
+HK$7,453/mo
Deposit HK$25.27M · loan HK$25.27M · min. income ≈ HK$244,976/mo (50% DSR)
Upfront cash ≈ HK$27.42M (deposit + AVD stamp duty HK$2,148,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,226
−HK$6,927/mo
▼ 0.25% · 3.875%
HK$131,665
−HK$3,488/mo
Today · 4.125%
HK$135,153
baseline
▲ 0.50% · 4.625%
HK$142,278
+HK$7,125/mo
Deposit HK$25.27M · loan HK$25.27M · min. income ≈ HK$270,306/mo (50% DSR)
Upfront cash ≈ HK$27.42M (deposit + AVD stamp duty HK$2,148,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,312
−HK$8,674/mo
▼ 0.25% · 3.875%
HK$142,614
−HK$4,372/mo
Today · 4.125%
HK$146,986
baseline
▲ 0.50% · 4.625%
HK$155,929
+HK$8,943/mo
Deposit HK$20.22M · loan HK$30.33M · min. income ≈ HK$293,972/mo (50% DSR)
Upfront cash ≈ HK$22.37M (deposit + AVD stamp duty HK$2,148,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,871
−HK$8,313/mo
▼ 0.25% · 3.875%
HK$157,998
−HK$4,186/mo
Today · 4.125%
HK$162,184
baseline
▲ 0.50% · 4.625%
HK$170,733
+HK$8,549/mo
Deposit HK$20.22M · loan HK$30.33M · min. income ≈ HK$324,368/mo (50% DSR)
Upfront cash ≈ HK$22.37M (deposit + AVD stamp duty HK$2,148,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,364
−HK$10,119/mo
▼ 0.25% · 3.875%
HK$166,384
−HK$5,099/mo
Today · 4.125%
HK$171,483
baseline
▲ 0.50% · 4.625%
HK$181,917
+HK$10,434/mo
Deposit HK$15.16M · loan HK$35.38M · min. income ≈ HK$342,966/mo (50% DSR)
Upfront cash ≈ HK$17.31M (deposit + AVD stamp duty HK$2,148,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,516
−HK$9,699/mo
▼ 0.25% · 3.875%
HK$184,331
−HK$4,884/mo
Today · 4.125%
HK$189,215
baseline
▲ 0.50% · 4.625%
HK$199,189
+HK$9,974/mo
Deposit HK$15.16M · loan HK$35.38M · min. income ≈ HK$378,430/mo (50% DSR)
Upfront cash ≈ HK$17.31M (deposit + AVD stamp duty HK$2,148,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,468
−HK$13,010/mo
▼ 0.25% · 3.875%
HK$213,922
−HK$6,556/mo
Today · 4.125%
HK$220,478
baseline
▲ 0.50% · 4.625%
HK$233,894
+HK$13,416/mo
Deposit HK$5.05M · loan HK$45.49M · min. income ≈ HK$440,956/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$2,148,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,806
−HK$12,470/mo
▼ 0.25% · 3.875%
HK$236,996
−HK$6,280/mo
Today · 4.125%
HK$243,276
baseline
▲ 0.50% · 4.625%
HK$256,100
+HK$12,824/mo
Deposit HK$5.05M · loan HK$45.49M · min. income ≈ HK$486,552/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$2,148,248 · Scale 2, in force from 26 Feb 2026)