LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,528
−HK$723/mo
▼ 0.25% · 3.875%
HK$11,886
−HK$365/mo
Today · 4.125%
HK$12,251
baseline
▲ 0.50% · 4.625%
HK$12,996
+HK$745/mo
Deposit HK$2.53M · loan HK$2.53M · min. income ≈ HK$24,502/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$113,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,825
−HK$693/mo
▼ 0.25% · 3.875%
HK$13,169
−HK$349/mo
Today · 4.125%
HK$13,518
baseline
▲ 0.50% · 4.625%
HK$14,230
+HK$712/mo
Deposit HK$2.53M · loan HK$2.53M · min. income ≈ HK$27,036/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$113,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,833
−HK$868/mo
▼ 0.25% · 3.875%
HK$14,264
−HK$437/mo
Today · 4.125%
HK$14,701
baseline
▲ 0.50% · 4.625%
HK$15,595
+HK$894/mo
Deposit HK$2.02M · loan HK$3.03M · min. income ≈ HK$29,402/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$113,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,390
−HK$831/mo
▼ 0.25% · 3.875%
HK$15,802
−HK$419/mo
Today · 4.125%
HK$16,221
baseline
▲ 0.50% · 4.625%
HK$17,076
+HK$855/mo
Deposit HK$2.02M · loan HK$3.03M · min. income ≈ HK$32,442/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$113,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,139
−HK$1,012/mo
▼ 0.25% · 3.875%
HK$16,641
−HK$510/mo
Today · 4.125%
HK$17,151
baseline
▲ 0.50% · 4.625%
HK$18,195
+HK$1,044/mo
Deposit HK$1.52M · loan HK$3.54M · min. income ≈ HK$34,302/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,955
−HK$970/mo
▼ 0.25% · 3.875%
HK$18,436
−HK$489/mo
Today · 4.125%
HK$18,925
baseline
▲ 0.50% · 4.625%
HK$19,922
+HK$997/mo
Deposit HK$1.52M · loan HK$3.54M · min. income ≈ HK$37,850/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,750
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,396
−HK$655/mo
Today · 4.125%
HK$22,051
baseline
▲ 0.50% · 4.625%
HK$23,393
+HK$1,342/mo
Deposit HK$506K · loan HK$4.55M · min. income ≈ HK$44,102/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$113,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,084
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,703
−HK$629/mo
Today · 4.125%
HK$24,332
baseline
▲ 0.50% · 4.625%
HK$25,614
+HK$1,282/mo
Deposit HK$506K · loan HK$4.55M · min. income ≈ HK$48,664/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$113,750 · Scale 2, in force from 26 Feb 2026)