LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,320
−HK$7,231/mo
▼ 0.25% · 3.875%
HK$118,907
−HK$3,644/mo
Today · 4.125%
HK$122,551
baseline
▲ 0.50% · 4.625%
HK$130,008
+HK$7,457/mo
Deposit HK$25.29M · loan HK$25.29M · min. income ≈ HK$245,102/mo (50% DSR)
Upfront cash ≈ HK$27.44M (deposit + AVD stamp duty HK$2,149,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,292
−HK$6,931/mo
▼ 0.25% · 3.875%
HK$131,733
−HK$3,490/mo
Today · 4.125%
HK$135,223
baseline
▲ 0.50% · 4.625%
HK$142,351
+HK$7,128/mo
Deposit HK$25.29M · loan HK$25.29M · min. income ≈ HK$270,446/mo (50% DSR)
Upfront cash ≈ HK$27.44M (deposit + AVD stamp duty HK$2,149,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,384
−HK$8,678/mo
▼ 0.25% · 3.875%
HK$142,688
−HK$4,374/mo
Today · 4.125%
HK$147,062
baseline
▲ 0.50% · 4.625%
HK$156,010
+HK$8,948/mo
Deposit HK$20.23M · loan HK$30.34M · min. income ≈ HK$294,124/mo (50% DSR)
Upfront cash ≈ HK$22.38M (deposit + AVD stamp duty HK$2,149,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,951
−HK$8,317/mo
▼ 0.25% · 3.875%
HK$158,080
−HK$4,188/mo
Today · 4.125%
HK$162,268
baseline
▲ 0.50% · 4.625%
HK$170,822
+HK$8,554/mo
Deposit HK$20.23M · loan HK$30.34M · min. income ≈ HK$324,536/mo (50% DSR)
Upfront cash ≈ HK$22.38M (deposit + AVD stamp duty HK$2,149,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,448
−HK$10,124/mo
▼ 0.25% · 3.875%
HK$166,470
−HK$5,102/mo
Today · 4.125%
HK$171,572
baseline
▲ 0.50% · 4.625%
HK$182,012
+HK$10,440/mo
Deposit HK$15.17M · loan HK$35.40M · min. income ≈ HK$343,144/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$2,149,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,609
−HK$9,704/mo
▼ 0.25% · 3.875%
HK$184,426
−HK$4,887/mo
Today · 4.125%
HK$189,313
baseline
▲ 0.50% · 4.625%
HK$199,292
+HK$9,979/mo
Deposit HK$15.17M · loan HK$35.40M · min. income ≈ HK$378,626/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$2,149,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,576
−HK$13,017/mo
▼ 0.25% · 3.875%
HK$214,033
−HK$6,560/mo
Today · 4.125%
HK$220,593
baseline
▲ 0.50% · 4.625%
HK$234,015
+HK$13,422/mo
Deposit HK$5.06M · loan HK$45.52M · min. income ≈ HK$441,186/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$2,149,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,926
−HK$12,476/mo
▼ 0.25% · 3.875%
HK$237,119
−HK$6,283/mo
Today · 4.125%
HK$243,402
baseline
▲ 0.50% · 4.625%
HK$256,232
+HK$12,830/mo
Deposit HK$5.06M · loan HK$45.52M · min. income ≈ HK$486,804/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$2,149,362 · Scale 2, in force from 26 Feb 2026)