LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,540
−HK$723/mo
▼ 0.25% · 3.875%
HK$11,899
−HK$364/mo
Today · 4.125%
HK$12,263
baseline
▲ 0.50% · 4.625%
HK$13,010
+HK$747/mo
Deposit HK$2.53M · loan HK$2.53M · min. income ≈ HK$24,526/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$113,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,838
−HK$693/mo
▼ 0.25% · 3.875%
HK$13,182
−HK$349/mo
Today · 4.125%
HK$13,531
baseline
▲ 0.50% · 4.625%
HK$14,245
+HK$714/mo
Deposit HK$2.53M · loan HK$2.53M · min. income ≈ HK$27,062/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$113,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,848
−HK$868/mo
▼ 0.25% · 3.875%
HK$14,278
−HK$438/mo
Today · 4.125%
HK$14,716
baseline
▲ 0.50% · 4.625%
HK$15,612
+HK$896/mo
Deposit HK$2.02M · loan HK$3.04M · min. income ≈ HK$29,432/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$113,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,405
−HK$833/mo
▼ 0.25% · 3.875%
HK$15,819
−HK$419/mo
Today · 4.125%
HK$16,238
baseline
▲ 0.50% · 4.625%
HK$17,094
+HK$856/mo
Deposit HK$2.02M · loan HK$3.04M · min. income ≈ HK$32,476/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$113,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,156
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$16,658
−HK$511/mo
Today · 4.125%
HK$17,169
baseline
▲ 0.50% · 4.625%
HK$18,213
+HK$1,044/mo
Deposit HK$1.52M · loan HK$3.54M · min. income ≈ HK$34,338/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,973
−HK$971/mo
▼ 0.25% · 3.875%
HK$18,455
−HK$489/mo
Today · 4.125%
HK$18,944
baseline
▲ 0.50% · 4.625%
HK$19,943
+HK$999/mo
Deposit HK$1.52M · loan HK$3.54M · min. income ≈ HK$37,888/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,772
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,418
−HK$656/mo
Today · 4.125%
HK$22,074
baseline
▲ 0.50% · 4.625%
HK$23,417
+HK$1,343/mo
Deposit HK$506K · loan HK$4.55M · min. income ≈ HK$44,148/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$113,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,108
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,728
−HK$629/mo
Today · 4.125%
HK$24,357
baseline
▲ 0.50% · 4.625%
HK$25,641
+HK$1,284/mo
Deposit HK$506K · loan HK$4.55M · min. income ≈ HK$48,714/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$113,867 · Scale 2, in force from 26 Feb 2026)