LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,540
−HK$724/mo
▼ 0.25% · 3.875%
HK$11,899
−HK$365/mo
Today · 4.125%
HK$12,264
baseline
▲ 0.50% · 4.625%
HK$13,010
+HK$746/mo
Deposit HK$2.53M · loan HK$2.53M · min. income ≈ HK$24,528/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$113,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,838
−HK$694/mo
▼ 0.25% · 3.875%
HK$13,182
−HK$350/mo
Today · 4.125%
HK$13,532
baseline
▲ 0.50% · 4.625%
HK$14,245
+HK$713/mo
Deposit HK$2.53M · loan HK$2.53M · min. income ≈ HK$27,064/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$113,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,848
−HK$868/mo
▼ 0.25% · 3.875%
HK$14,279
−HK$437/mo
Today · 4.125%
HK$14,716
baseline
▲ 0.50% · 4.625%
HK$15,612
+HK$896/mo
Deposit HK$2.02M · loan HK$3.04M · min. income ≈ HK$29,432/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$113,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,406
−HK$832/mo
▼ 0.25% · 3.875%
HK$15,819
−HK$419/mo
Today · 4.125%
HK$16,238
baseline
▲ 0.50% · 4.625%
HK$17,094
+HK$856/mo
Deposit HK$2.02M · loan HK$3.04M · min. income ≈ HK$32,476/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$113,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,156
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$16,659
−HK$510/mo
Today · 4.125%
HK$17,169
baseline
▲ 0.50% · 4.625%
HK$18,214
+HK$1,045/mo
Deposit HK$1.52M · loan HK$3.54M · min. income ≈ HK$34,338/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,973
−HK$971/mo
▼ 0.25% · 3.875%
HK$18,455
−HK$489/mo
Today · 4.125%
HK$18,944
baseline
▲ 0.50% · 4.625%
HK$19,943
+HK$999/mo
Deposit HK$1.52M · loan HK$3.54M · min. income ≈ HK$37,888/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,772
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,418
−HK$657/mo
Today · 4.125%
HK$22,075
baseline
▲ 0.50% · 4.625%
HK$23,418
+HK$1,343/mo
Deposit HK$506K · loan HK$4.55M · min. income ≈ HK$44,150/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$113,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,109
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,728
−HK$629/mo
Today · 4.125%
HK$24,357
baseline
▲ 0.50% · 4.625%
HK$25,641
+HK$1,284/mo
Deposit HK$506K · loan HK$4.55M · min. income ≈ HK$48,714/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$113,870 · Scale 2, in force from 26 Feb 2026)