LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,403
−HK$7,237/mo
▼ 0.25% · 3.875%
HK$118,993
−HK$3,647/mo
Today · 4.125%
HK$122,640
baseline
▲ 0.50% · 4.625%
HK$130,102
+HK$7,462/mo
Deposit HK$25.30M · loan HK$25.30M · min. income ≈ HK$245,280/mo (50% DSR)
Upfront cash ≈ HK$27.46M (deposit + AVD stamp duty HK$2,150,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,385
−HK$6,936/mo
▼ 0.25% · 3.875%
HK$131,828
−HK$3,493/mo
Today · 4.125%
HK$135,321
baseline
▲ 0.50% · 4.625%
HK$142,454
+HK$7,133/mo
Deposit HK$25.30M · loan HK$25.30M · min. income ≈ HK$270,642/mo (50% DSR)
Upfront cash ≈ HK$27.46M (deposit + AVD stamp duty HK$2,150,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,484
−HK$8,684/mo
▼ 0.25% · 3.875%
HK$142,791
−HK$4,377/mo
Today · 4.125%
HK$147,168
baseline
▲ 0.50% · 4.625%
HK$156,123
+HK$8,955/mo
Deposit HK$20.24M · loan HK$30.37M · min. income ≈ HK$294,336/mo (50% DSR)
Upfront cash ≈ HK$22.39M (deposit + AVD stamp duty HK$2,150,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,062
−HK$8,323/mo
▼ 0.25% · 3.875%
HK$158,193
−HK$4,192/mo
Today · 4.125%
HK$162,385
baseline
▲ 0.50% · 4.625%
HK$170,945
+HK$8,560/mo
Deposit HK$20.24M · loan HK$30.37M · min. income ≈ HK$324,770/mo (50% DSR)
Upfront cash ≈ HK$22.39M (deposit + AVD stamp duty HK$2,150,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,564
−HK$10,132/mo
▼ 0.25% · 3.875%
HK$166,590
−HK$5,106/mo
Today · 4.125%
HK$171,696
baseline
▲ 0.50% · 4.625%
HK$182,143
+HK$10,447/mo
Deposit HK$15.18M · loan HK$35.43M · min. income ≈ HK$343,392/mo (50% DSR)
Upfront cash ≈ HK$17.33M (deposit + AVD stamp duty HK$2,150,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,739
−HK$9,710/mo
▼ 0.25% · 3.875%
HK$184,559
−HK$4,890/mo
Today · 4.125%
HK$189,449
baseline
▲ 0.50% · 4.625%
HK$199,435
+HK$9,986/mo
Deposit HK$15.18M · loan HK$35.43M · min. income ≈ HK$378,898/mo (50% DSR)
Upfront cash ≈ HK$17.33M (deposit + AVD stamp duty HK$2,150,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,725
−HK$13,027/mo
▼ 0.25% · 3.875%
HK$214,187
−HK$6,565/mo
Today · 4.125%
HK$220,752
baseline
▲ 0.50% · 4.625%
HK$234,184
+HK$13,432/mo
Deposit HK$5.06M · loan HK$45.55M · min. income ≈ HK$441,504/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$2,150,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,092
−HK$12,486/mo
▼ 0.25% · 3.875%
HK$237,290
−HK$6,288/mo
Today · 4.125%
HK$243,578
baseline
▲ 0.50% · 4.625%
HK$256,417
+HK$12,839/mo
Deposit HK$5.06M · loan HK$45.55M · min. income ≈ HK$487,156/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$2,150,911 · Scale 2, in force from 26 Feb 2026)