LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,406
−HK$7,237/mo
▼ 0.25% · 3.875%
HK$118,996
−HK$3,647/mo
Today · 4.125%
HK$122,643
baseline
▲ 0.50% · 4.625%
HK$130,105
+HK$7,462/mo
Deposit HK$25.31M · loan HK$25.31M · min. income ≈ HK$245,286/mo (50% DSR)
Upfront cash ≈ HK$27.46M (deposit + AVD stamp duty HK$2,150,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,388
−HK$6,936/mo
▼ 0.25% · 3.875%
HK$131,831
−HK$3,493/mo
Today · 4.125%
HK$135,324
baseline
▲ 0.50% · 4.625%
HK$142,457
+HK$7,133/mo
Deposit HK$25.31M · loan HK$25.31M · min. income ≈ HK$270,648/mo (50% DSR)
Upfront cash ≈ HK$27.46M (deposit + AVD stamp duty HK$2,150,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,487
−HK$8,684/mo
▼ 0.25% · 3.875%
HK$142,795
−HK$4,376/mo
Today · 4.125%
HK$147,171
baseline
▲ 0.50% · 4.625%
HK$156,126
+HK$8,955/mo
Deposit HK$20.24M · loan HK$30.37M · min. income ≈ HK$294,342/mo (50% DSR)
Upfront cash ≈ HK$22.40M (deposit + AVD stamp duty HK$2,150,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,065
−HK$8,324/mo
▼ 0.25% · 3.875%
HK$158,197
−HK$4,192/mo
Today · 4.125%
HK$162,389
baseline
▲ 0.50% · 4.625%
HK$170,949
+HK$8,560/mo
Deposit HK$20.24M · loan HK$30.37M · min. income ≈ HK$324,778/mo (50% DSR)
Upfront cash ≈ HK$22.40M (deposit + AVD stamp duty HK$2,150,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,568
−HK$10,132/mo
▼ 0.25% · 3.875%
HK$166,594
−HK$5,106/mo
Today · 4.125%
HK$171,700
baseline
▲ 0.50% · 4.625%
HK$182,147
+HK$10,447/mo
Deposit HK$15.18M · loan HK$35.43M · min. income ≈ HK$343,400/mo (50% DSR)
Upfront cash ≈ HK$17.33M (deposit + AVD stamp duty HK$2,150,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,743
−HK$9,711/mo
▼ 0.25% · 3.875%
HK$184,564
−HK$4,890/mo
Today · 4.125%
HK$189,454
baseline
▲ 0.50% · 4.625%
HK$199,440
+HK$9,986/mo
Deposit HK$15.18M · loan HK$35.43M · min. income ≈ HK$378,908/mo (50% DSR)
Upfront cash ≈ HK$17.33M (deposit + AVD stamp duty HK$2,150,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,730
−HK$13,027/mo
▼ 0.25% · 3.875%
HK$214,192
−HK$6,565/mo
Today · 4.125%
HK$220,757
baseline
▲ 0.50% · 4.625%
HK$234,190
+HK$13,433/mo
Deposit HK$5.06M · loan HK$45.55M · min. income ≈ HK$441,514/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$2,150,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,098
−HK$12,486/mo
▼ 0.25% · 3.875%
HK$237,296
−HK$6,288/mo
Today · 4.125%
HK$243,584
baseline
▲ 0.50% · 4.625%
HK$256,423
+HK$12,839/mo
Deposit HK$5.06M · loan HK$45.55M · min. income ≈ HK$487,168/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$2,150,964 · Scale 2, in force from 26 Feb 2026)