LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,418
−HK$7,237/mo
▼ 0.25% · 3.875%
HK$119,008
−HK$3,647/mo
Today · 4.125%
HK$122,655
baseline
▲ 0.50% · 4.625%
HK$130,119
+HK$7,464/mo
Deposit HK$25.31M · loan HK$25.31M · min. income ≈ HK$245,310/mo (50% DSR)
Upfront cash ≈ HK$27.46M (deposit + AVD stamp duty HK$2,151,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,401
−HK$6,937/mo
▼ 0.25% · 3.875%
HK$131,845
−HK$3,493/mo
Today · 4.125%
HK$135,338
baseline
▲ 0.50% · 4.625%
HK$142,472
+HK$7,134/mo
Deposit HK$25.31M · loan HK$25.31M · min. income ≈ HK$270,676/mo (50% DSR)
Upfront cash ≈ HK$27.46M (deposit + AVD stamp duty HK$2,151,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,501
−HK$8,685/mo
▼ 0.25% · 3.875%
HK$142,809
−HK$4,377/mo
Today · 4.125%
HK$147,186
baseline
▲ 0.50% · 4.625%
HK$156,142
+HK$8,956/mo
Deposit HK$20.25M · loan HK$30.37M · min. income ≈ HK$294,372/mo (50% DSR)
Upfront cash ≈ HK$22.40M (deposit + AVD stamp duty HK$2,151,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,081
−HK$8,325/mo
▼ 0.25% · 3.875%
HK$158,214
−HK$4,192/mo
Today · 4.125%
HK$162,406
baseline
▲ 0.50% · 4.625%
HK$170,966
+HK$8,560/mo
Deposit HK$20.25M · loan HK$30.37M · min. income ≈ HK$324,812/mo (50% DSR)
Upfront cash ≈ HK$22.40M (deposit + AVD stamp duty HK$2,151,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,585
−HK$10,132/mo
▼ 0.25% · 3.875%
HK$166,611
−HK$5,106/mo
Today · 4.125%
HK$171,717
baseline
▲ 0.50% · 4.625%
HK$182,166
+HK$10,449/mo
Deposit HK$15.18M · loan HK$35.43M · min. income ≈ HK$343,434/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$2,151,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,761
−HK$9,712/mo
▼ 0.25% · 3.875%
HK$184,582
−HK$4,891/mo
Today · 4.125%
HK$189,473
baseline
▲ 0.50% · 4.625%
HK$199,461
+HK$9,988/mo
Deposit HK$15.18M · loan HK$35.43M · min. income ≈ HK$378,946/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$2,151,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,752
−HK$13,028/mo
▼ 0.25% · 3.875%
HK$214,214
−HK$6,566/mo
Today · 4.125%
HK$220,780
baseline
▲ 0.50% · 4.625%
HK$234,214
+HK$13,434/mo
Deposit HK$5.06M · loan HK$45.55M · min. income ≈ HK$441,560/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$2,151,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,122
−HK$12,487/mo
▼ 0.25% · 3.875%
HK$237,320
−HK$6,289/mo
Today · 4.125%
HK$243,609
baseline
▲ 0.50% · 4.625%
HK$256,449
+HK$12,840/mo
Deposit HK$5.06M · loan HK$45.55M · min. income ≈ HK$487,218/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$2,151,184 · Scale 2, in force from 26 Feb 2026)