LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,544
−HK$724/mo
▼ 0.25% · 3.875%
HK$11,904
−HK$364/mo
Today · 4.125%
HK$12,268
baseline
▲ 0.50% · 4.625%
HK$13,015
+HK$747/mo
Deposit HK$2.53M · loan HK$2.53M · min. income ≈ HK$24,536/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$113,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,843
−HK$694/mo
▼ 0.25% · 3.875%
HK$13,188
−HK$349/mo
Today · 4.125%
HK$13,537
baseline
▲ 0.50% · 4.625%
HK$14,250
+HK$713/mo
Deposit HK$2.53M · loan HK$2.53M · min. income ≈ HK$27,074/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$113,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,853
−HK$869/mo
▼ 0.25% · 3.875%
HK$14,284
−HK$438/mo
Today · 4.125%
HK$14,722
baseline
▲ 0.50% · 4.625%
HK$15,618
+HK$896/mo
Deposit HK$2.03M · loan HK$3.04M · min. income ≈ HK$29,444/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$113,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,412
−HK$832/mo
▼ 0.25% · 3.875%
HK$15,825
−HK$419/mo
Today · 4.125%
HK$16,244
baseline
▲ 0.50% · 4.625%
HK$17,101
+HK$857/mo
Deposit HK$2.03M · loan HK$3.04M · min. income ≈ HK$32,488/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$113,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,162
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$16,665
−HK$511/mo
Today · 4.125%
HK$17,176
baseline
▲ 0.50% · 4.625%
HK$18,221
+HK$1,045/mo
Deposit HK$1.52M · loan HK$3.54M · min. income ≈ HK$34,352/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,980
−HK$972/mo
▼ 0.25% · 3.875%
HK$18,463
−HK$489/mo
Today · 4.125%
HK$18,952
baseline
▲ 0.50% · 4.625%
HK$19,951
+HK$999/mo
Deposit HK$1.52M · loan HK$3.54M · min. income ≈ HK$37,904/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,780
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,426
−HK$657/mo
Today · 4.125%
HK$22,083
baseline
▲ 0.50% · 4.625%
HK$23,427
+HK$1,344/mo
Deposit HK$506K · loan HK$4.56M · min. income ≈ HK$44,166/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$113,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,118
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,738
−HK$628/mo
Today · 4.125%
HK$24,366
baseline
▲ 0.50% · 4.625%
HK$25,651
+HK$1,285/mo
Deposit HK$506K · loan HK$4.56M · min. income ≈ HK$48,732/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$113,913 · Scale 2, in force from 26 Feb 2026)