LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,545
−HK$724/mo
▼ 0.25% · 3.875%
HK$11,905
−HK$364/mo
Today · 4.125%
HK$12,269
baseline
▲ 0.50% · 4.625%
HK$13,016
+HK$747/mo
Deposit HK$2.53M · loan HK$2.53M · min. income ≈ HK$24,538/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$113,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,844
−HK$694/mo
▼ 0.25% · 3.875%
HK$13,189
−HK$349/mo
Today · 4.125%
HK$13,538
baseline
▲ 0.50% · 4.625%
HK$14,252
+HK$714/mo
Deposit HK$2.53M · loan HK$2.53M · min. income ≈ HK$27,076/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$113,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,855
−HK$868/mo
▼ 0.25% · 3.875%
HK$14,286
−HK$437/mo
Today · 4.125%
HK$14,723
baseline
▲ 0.50% · 4.625%
HK$15,619
+HK$896/mo
Deposit HK$2.03M · loan HK$3.04M · min. income ≈ HK$29,446/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$113,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,413
−HK$833/mo
▼ 0.25% · 3.875%
HK$15,826
−HK$420/mo
Today · 4.125%
HK$16,246
baseline
▲ 0.50% · 4.625%
HK$17,102
+HK$856/mo
Deposit HK$2.03M · loan HK$3.04M · min. income ≈ HK$32,492/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$113,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,164
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$16,666
−HK$511/mo
Today · 4.125%
HK$17,177
baseline
▲ 0.50% · 4.625%
HK$18,222
+HK$1,045/mo
Deposit HK$1.52M · loan HK$3.54M · min. income ≈ HK$34,354/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,982
−HK$971/mo
▼ 0.25% · 3.875%
HK$18,464
−HK$489/mo
Today · 4.125%
HK$18,953
baseline
▲ 0.50% · 4.625%
HK$19,952
+HK$999/mo
Deposit HK$1.52M · loan HK$3.54M · min. income ≈ HK$37,906/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,782
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,428
−HK$657/mo
Today · 4.125%
HK$22,085
baseline
▲ 0.50% · 4.625%
HK$23,429
+HK$1,344/mo
Deposit HK$506K · loan HK$4.56M · min. income ≈ HK$44,170/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$113,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,120
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,740
−HK$629/mo
Today · 4.125%
HK$24,369
baseline
▲ 0.50% · 4.625%
HK$25,653
+HK$1,284/mo
Deposit HK$506K · loan HK$4.56M · min. income ≈ HK$48,738/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$113,923 · Scale 2, in force from 26 Feb 2026)