LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,546
−HK$724/mo
▼ 0.25% · 3.875%
HK$11,905
−HK$365/mo
Today · 4.125%
HK$12,270
baseline
▲ 0.50% · 4.625%
HK$13,017
+HK$747/mo
Deposit HK$2.53M · loan HK$2.53M · min. income ≈ HK$24,540/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$113,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,845
−HK$694/mo
▼ 0.25% · 3.875%
HK$13,189
−HK$350/mo
Today · 4.125%
HK$13,539
baseline
▲ 0.50% · 4.625%
HK$14,253
+HK$714/mo
Deposit HK$2.53M · loan HK$2.53M · min. income ≈ HK$27,078/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$113,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,855
−HK$869/mo
▼ 0.25% · 3.875%
HK$14,286
−HK$438/mo
Today · 4.125%
HK$14,724
baseline
▲ 0.50% · 4.625%
HK$15,620
+HK$896/mo
Deposit HK$2.03M · loan HK$3.04M · min. income ≈ HK$29,448/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$113,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,414
−HK$833/mo
▼ 0.25% · 3.875%
HK$15,827
−HK$420/mo
Today · 4.125%
HK$16,247
baseline
▲ 0.50% · 4.625%
HK$17,103
+HK$856/mo
Deposit HK$2.03M · loan HK$3.04M · min. income ≈ HK$32,494/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$113,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,165
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$16,667
−HK$511/mo
Today · 4.125%
HK$17,178
baseline
▲ 0.50% · 4.625%
HK$18,224
+HK$1,046/mo
Deposit HK$1.52M · loan HK$3.54M · min. income ≈ HK$34,356/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,983
−HK$972/mo
▼ 0.25% · 3.875%
HK$18,465
−HK$490/mo
Today · 4.125%
HK$18,955
baseline
▲ 0.50% · 4.625%
HK$19,954
+HK$999/mo
Deposit HK$1.52M · loan HK$3.54M · min. income ≈ HK$37,910/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,783
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,430
−HK$656/mo
Today · 4.125%
HK$22,086
baseline
▲ 0.50% · 4.625%
HK$23,430
+HK$1,344/mo
Deposit HK$506K · loan HK$4.56M · min. income ≈ HK$44,172/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$113,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,121
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,741
−HK$629/mo
Today · 4.125%
HK$24,370
baseline
▲ 0.50% · 4.625%
HK$25,655
+HK$1,285/mo
Deposit HK$506K · loan HK$4.56M · min. income ≈ HK$48,740/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$113,930 · Scale 2, in force from 26 Feb 2026)