LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,548
−HK$724/mo
▼ 0.25% · 3.875%
HK$11,907
−HK$365/mo
Today · 4.125%
HK$12,272
baseline
▲ 0.50% · 4.625%
HK$13,019
+HK$747/mo
Deposit HK$2.53M · loan HK$2.53M · min. income ≈ HK$24,544/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$113,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,847
−HK$694/mo
▼ 0.25% · 3.875%
HK$13,191
−HK$350/mo
Today · 4.125%
HK$13,541
baseline
▲ 0.50% · 4.625%
HK$14,255
+HK$714/mo
Deposit HK$2.53M · loan HK$2.53M · min. income ≈ HK$27,082/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$113,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,857
−HK$869/mo
▼ 0.25% · 3.875%
HK$14,288
−HK$438/mo
Today · 4.125%
HK$14,726
baseline
▲ 0.50% · 4.625%
HK$15,622
+HK$896/mo
Deposit HK$2.03M · loan HK$3.04M · min. income ≈ HK$29,452/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$113,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,416
−HK$833/mo
▼ 0.25% · 3.875%
HK$15,830
−HK$419/mo
Today · 4.125%
HK$16,249
baseline
▲ 0.50% · 4.625%
HK$17,106
+HK$857/mo
Deposit HK$2.03M · loan HK$3.04M · min. income ≈ HK$32,498/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$113,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,167
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$16,670
−HK$511/mo
Today · 4.125%
HK$17,181
baseline
▲ 0.50% · 4.625%
HK$18,226
+HK$1,045/mo
Deposit HK$1.52M · loan HK$3.54M · min. income ≈ HK$34,362/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,986
−HK$971/mo
▼ 0.25% · 3.875%
HK$18,468
−HK$489/mo
Today · 4.125%
HK$18,957
baseline
▲ 0.50% · 4.625%
HK$19,956
+HK$999/mo
Deposit HK$1.52M · loan HK$3.54M · min. income ≈ HK$37,914/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,786
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,433
−HK$656/mo
Today · 4.125%
HK$22,089
baseline
▲ 0.50% · 4.625%
HK$23,434
+HK$1,345/mo
Deposit HK$506K · loan HK$4.56M · min. income ≈ HK$44,178/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$113,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,124
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,744
−HK$630/mo
Today · 4.125%
HK$24,374
baseline
▲ 0.50% · 4.625%
HK$25,658
+HK$1,284/mo
Deposit HK$506K · loan HK$4.56M · min. income ≈ HK$48,748/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$113,946 · Scale 2, in force from 26 Feb 2026)