LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,548
−HK$724/mo
▼ 0.25% · 3.875%
HK$11,907
−HK$365/mo
Today · 4.125%
HK$12,272
baseline
▲ 0.50% · 4.625%
HK$13,019
+HK$747/mo
Deposit HK$2.53M · loan HK$2.53M · min. income ≈ HK$24,544/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$113,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,847
−HK$694/mo
▼ 0.25% · 3.875%
HK$13,192
−HK$349/mo
Today · 4.125%
HK$13,541
baseline
▲ 0.50% · 4.625%
HK$14,255
+HK$714/mo
Deposit HK$2.53M · loan HK$2.53M · min. income ≈ HK$27,082/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$113,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,858
−HK$869/mo
▼ 0.25% · 3.875%
HK$14,289
−HK$438/mo
Today · 4.125%
HK$14,727
baseline
▲ 0.50% · 4.625%
HK$15,623
+HK$896/mo
Deposit HK$2.03M · loan HK$3.04M · min. income ≈ HK$29,454/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$113,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,416
−HK$833/mo
▼ 0.25% · 3.875%
HK$15,830
−HK$419/mo
Today · 4.125%
HK$16,249
baseline
▲ 0.50% · 4.625%
HK$17,106
+HK$857/mo
Deposit HK$2.03M · loan HK$3.04M · min. income ≈ HK$32,498/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$113,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,167
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$16,670
−HK$511/mo
Today · 4.125%
HK$17,181
baseline
▲ 0.50% · 4.625%
HK$18,226
+HK$1,045/mo
Deposit HK$1.52M · loan HK$3.55M · min. income ≈ HK$34,362/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,986
−HK$972/mo
▼ 0.25% · 3.875%
HK$18,468
−HK$490/mo
Today · 4.125%
HK$18,958
baseline
▲ 0.50% · 4.625%
HK$19,957
+HK$999/mo
Deposit HK$1.52M · loan HK$3.55M · min. income ≈ HK$37,916/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,786
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,433
−HK$657/mo
Today · 4.125%
HK$22,090
baseline
▲ 0.50% · 4.625%
HK$23,434
+HK$1,344/mo
Deposit HK$506K · loan HK$4.56M · min. income ≈ HK$44,180/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$113,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,125
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,745
−HK$629/mo
Today · 4.125%
HK$24,374
baseline
▲ 0.50% · 4.625%
HK$25,659
+HK$1,285/mo
Deposit HK$506K · loan HK$4.56M · min. income ≈ HK$48,748/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$113,948 · Scale 2, in force from 26 Feb 2026)