LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,491
−HK$7,242/mo
▼ 0.25% · 3.875%
HK$119,083
−HK$3,650/mo
Today · 4.125%
HK$122,733
baseline
▲ 0.50% · 4.625%
HK$130,201
+HK$7,468/mo
Deposit HK$25.32M · loan HK$25.32M · min. income ≈ HK$245,466/mo (50% DSR)
Upfront cash ≈ HK$27.48M (deposit + AVD stamp duty HK$2,152,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,482
−HK$6,942/mo
▼ 0.25% · 3.875%
HK$131,928
−HK$3,496/mo
Today · 4.125%
HK$135,424
baseline
▲ 0.50% · 4.625%
HK$142,562
+HK$7,138/mo
Deposit HK$25.32M · loan HK$25.32M · min. income ≈ HK$270,848/mo (50% DSR)
Upfront cash ≈ HK$27.48M (deposit + AVD stamp duty HK$2,152,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,589
−HK$8,691/mo
▼ 0.25% · 3.875%
HK$142,900
−HK$4,380/mo
Today · 4.125%
HK$147,280
baseline
▲ 0.50% · 4.625%
HK$156,241
+HK$8,961/mo
Deposit HK$20.26M · loan HK$30.39M · min. income ≈ HK$294,560/mo (50% DSR)
Upfront cash ≈ HK$22.41M (deposit + AVD stamp duty HK$2,152,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,179
−HK$8,330/mo
▼ 0.25% · 3.875%
HK$158,314
−HK$4,195/mo
Today · 4.125%
HK$162,509
baseline
▲ 0.50% · 4.625%
HK$171,075
+HK$8,566/mo
Deposit HK$20.26M · loan HK$30.39M · min. income ≈ HK$325,018/mo (50% DSR)
Upfront cash ≈ HK$22.41M (deposit + AVD stamp duty HK$2,152,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,687
−HK$10,139/mo
▼ 0.25% · 3.875%
HK$166,717
−HK$5,109/mo
Today · 4.125%
HK$171,826
baseline
▲ 0.50% · 4.625%
HK$182,282
+HK$10,456/mo
Deposit HK$15.19M · loan HK$35.45M · min. income ≈ HK$343,652/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$2,152,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,875
−HK$9,719/mo
▼ 0.25% · 3.875%
HK$184,700
−HK$4,894/mo
Today · 4.125%
HK$189,594
baseline
▲ 0.50% · 4.625%
HK$199,587
+HK$9,993/mo
Deposit HK$15.19M · loan HK$35.45M · min. income ≈ HK$379,188/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$2,152,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,884
−HK$13,036/mo
▼ 0.25% · 3.875%
HK$214,350
−HK$6,570/mo
Today · 4.125%
HK$220,920
baseline
▲ 0.50% · 4.625%
HK$234,362
+HK$13,442/mo
Deposit HK$5.06M · loan HK$45.58M · min. income ≈ HK$441,840/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$2,152,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,268
−HK$12,495/mo
▼ 0.25% · 3.875%
HK$237,471
−HK$6,292/mo
Today · 4.125%
HK$243,763
baseline
▲ 0.50% · 4.625%
HK$256,612
+HK$12,849/mo
Deposit HK$5.06M · loan HK$45.58M · min. income ≈ HK$487,526/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$2,152,549 · Scale 2, in force from 26 Feb 2026)