LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,513
−HK$7,243/mo
▼ 0.25% · 3.875%
HK$119,106
−HK$3,650/mo
Today · 4.125%
HK$122,756
baseline
▲ 0.50% · 4.625%
HK$130,226
+HK$7,470/mo
Deposit HK$25.33M · loan HK$25.33M · min. income ≈ HK$245,512/mo (50% DSR)
Upfront cash ≈ HK$27.48M (deposit + AVD stamp duty HK$2,152,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,507
−HK$6,942/mo
▼ 0.25% · 3.875%
HK$131,953
−HK$3,496/mo
Today · 4.125%
HK$135,449
baseline
▲ 0.50% · 4.625%
HK$142,589
+HK$7,140/mo
Deposit HK$25.33M · loan HK$25.33M · min. income ≈ HK$270,898/mo (50% DSR)
Upfront cash ≈ HK$27.48M (deposit + AVD stamp duty HK$2,152,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,615
−HK$8,692/mo
▼ 0.25% · 3.875%
HK$142,927
−HK$4,380/mo
Today · 4.125%
HK$147,307
baseline
▲ 0.50% · 4.625%
HK$156,271
+HK$8,964/mo
Deposit HK$20.26M · loan HK$30.39M · min. income ≈ HK$294,614/mo (50% DSR)
Upfront cash ≈ HK$22.42M (deposit + AVD stamp duty HK$2,152,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,208
−HK$8,331/mo
▼ 0.25% · 3.875%
HK$158,344
−HK$4,195/mo
Today · 4.125%
HK$162,539
baseline
▲ 0.50% · 4.625%
HK$171,107
+HK$8,568/mo
Deposit HK$20.26M · loan HK$30.39M · min. income ≈ HK$325,078/mo (50% DSR)
Upfront cash ≈ HK$22.42M (deposit + AVD stamp duty HK$2,152,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,718
−HK$10,141/mo
▼ 0.25% · 3.875%
HK$166,748
−HK$5,111/mo
Today · 4.125%
HK$171,859
baseline
▲ 0.50% · 4.625%
HK$182,316
+HK$10,457/mo
Deposit HK$15.20M · loan HK$35.46M · min. income ≈ HK$343,718/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$2,152,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,909
−HK$9,720/mo
▼ 0.25% · 3.875%
HK$184,734
−HK$4,895/mo
Today · 4.125%
HK$189,629
baseline
▲ 0.50% · 4.625%
HK$199,625
+HK$9,996/mo
Deposit HK$15.20M · loan HK$35.46M · min. income ≈ HK$379,258/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$2,152,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,923
−HK$13,038/mo
▼ 0.25% · 3.875%
HK$214,390
−HK$6,571/mo
Today · 4.125%
HK$220,961
baseline
▲ 0.50% · 4.625%
HK$234,406
+HK$13,445/mo
Deposit HK$5.07M · loan HK$45.59M · min. income ≈ HK$441,922/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$2,152,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,312
−HK$12,497/mo
▼ 0.25% · 3.875%
HK$237,515
−HK$6,294/mo
Today · 4.125%
HK$243,809
baseline
▲ 0.50% · 4.625%
HK$256,660
+HK$12,851/mo
Deposit HK$5.07M · loan HK$45.59M · min. income ≈ HK$487,618/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$2,152,953 · Scale 2, in force from 26 Feb 2026)