LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,541
−HK$7,245/mo
▼ 0.25% · 3.875%
HK$119,135
−HK$3,651/mo
Today · 4.125%
HK$122,786
baseline
▲ 0.50% · 4.625%
HK$130,257
+HK$7,471/mo
Deposit HK$25.34M · loan HK$25.34M · min. income ≈ HK$245,572/mo (50% DSR)
Upfront cash ≈ HK$27.49M (deposit + AVD stamp duty HK$2,153,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,538
−HK$6,944/mo
▼ 0.25% · 3.875%
HK$131,985
−HK$3,497/mo
Today · 4.125%
HK$135,482
baseline
▲ 0.50% · 4.625%
HK$142,624
+HK$7,142/mo
Deposit HK$25.34M · loan HK$25.34M · min. income ≈ HK$270,964/mo (50% DSR)
Upfront cash ≈ HK$27.49M (deposit + AVD stamp duty HK$2,153,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,649
−HK$8,694/mo
▼ 0.25% · 3.875%
HK$142,962
−HK$4,381/mo
Today · 4.125%
HK$147,343
baseline
▲ 0.50% · 4.625%
HK$156,309
+HK$8,966/mo
Deposit HK$20.27M · loan HK$30.40M · min. income ≈ HK$294,686/mo (50% DSR)
Upfront cash ≈ HK$22.42M (deposit + AVD stamp duty HK$2,153,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,245
−HK$8,334/mo
▼ 0.25% · 3.875%
HK$158,382
−HK$4,197/mo
Today · 4.125%
HK$162,579
baseline
▲ 0.50% · 4.625%
HK$171,149
+HK$8,570/mo
Deposit HK$20.27M · loan HK$30.40M · min. income ≈ HK$325,158/mo (50% DSR)
Upfront cash ≈ HK$22.42M (deposit + AVD stamp duty HK$2,153,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,757
−HK$10,144/mo
▼ 0.25% · 3.875%
HK$166,789
−HK$5,112/mo
Today · 4.125%
HK$171,901
baseline
▲ 0.50% · 4.625%
HK$182,360
+HK$10,459/mo
Deposit HK$15.20M · loan HK$35.47M · min. income ≈ HK$343,802/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$2,153,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,953
−HK$9,722/mo
▼ 0.25% · 3.875%
HK$184,779
−HK$4,896/mo
Today · 4.125%
HK$189,675
baseline
▲ 0.50% · 4.625%
HK$199,673
+HK$9,998/mo
Deposit HK$15.20M · loan HK$35.47M · min. income ≈ HK$379,350/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$2,153,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,973
−HK$13,042/mo
▼ 0.25% · 3.875%
HK$214,442
−HK$6,573/mo
Today · 4.125%
HK$221,015
baseline
▲ 0.50% · 4.625%
HK$234,463
+HK$13,448/mo
Deposit HK$5.07M · loan HK$45.60M · min. income ≈ HK$442,030/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$2,153,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,368
−HK$12,500/mo
▼ 0.25% · 3.875%
HK$237,573
−HK$6,295/mo
Today · 4.125%
HK$243,868
baseline
▲ 0.50% · 4.625%
HK$256,723
+HK$12,855/mo
Deposit HK$5.07M · loan HK$45.60M · min. income ≈ HK$487,736/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$2,153,478 · Scale 2, in force from 26 Feb 2026)