LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,556
−HK$724/mo
▼ 0.25% · 3.875%
HK$11,915
−HK$365/mo
Today · 4.125%
HK$12,280
baseline
▲ 0.50% · 4.625%
HK$13,027
+HK$747/mo
Deposit HK$2.53M · loan HK$2.53M · min. income ≈ HK$24,560/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$114,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,856
−HK$694/mo
▼ 0.25% · 3.875%
HK$13,200
−HK$350/mo
Today · 4.125%
HK$13,550
baseline
▲ 0.50% · 4.625%
HK$14,264
+HK$714/mo
Deposit HK$2.53M · loan HK$2.53M · min. income ≈ HK$27,100/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$114,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,867
−HK$869/mo
▼ 0.25% · 3.875%
HK$14,298
−HK$438/mo
Today · 4.125%
HK$14,736
baseline
▲ 0.50% · 4.625%
HK$15,633
+HK$897/mo
Deposit HK$2.03M · loan HK$3.04M · min. income ≈ HK$29,472/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$114,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,427
−HK$833/mo
▼ 0.25% · 3.875%
HK$15,840
−HK$420/mo
Today · 4.125%
HK$16,260
baseline
▲ 0.50% · 4.625%
HK$17,117
+HK$857/mo
Deposit HK$2.03M · loan HK$3.04M · min. income ≈ HK$32,520/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$114,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,178
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$16,681
−HK$511/mo
Today · 4.125%
HK$17,192
baseline
▲ 0.50% · 4.625%
HK$18,238
+HK$1,046/mo
Deposit HK$1.52M · loan HK$3.55M · min. income ≈ HK$34,384/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$114,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,998
−HK$972/mo
▼ 0.25% · 3.875%
HK$18,480
−HK$490/mo
Today · 4.125%
HK$18,970
baseline
▲ 0.50% · 4.625%
HK$19,970
+HK$1,000/mo
Deposit HK$1.52M · loan HK$3.55M · min. income ≈ HK$37,940/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$114,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,800
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,447
−HK$657/mo
Today · 4.125%
HK$22,104
baseline
▲ 0.50% · 4.625%
HK$23,449
+HK$1,345/mo
Deposit HK$507K · loan HK$4.56M · min. income ≈ HK$44,208/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$114,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,140
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,761
−HK$629/mo
Today · 4.125%
HK$24,390
baseline
▲ 0.50% · 4.625%
HK$25,676
+HK$1,286/mo
Deposit HK$507K · loan HK$4.56M · min. income ≈ HK$48,780/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$114,023 · Scale 2, in force from 26 Feb 2026)