LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,557
−HK$725/mo
▼ 0.25% · 3.875%
HK$11,916
−HK$366/mo
Today · 4.125%
HK$12,282
baseline
▲ 0.50% · 4.625%
HK$13,029
+HK$747/mo
Deposit HK$2.53M · loan HK$2.53M · min. income ≈ HK$24,564/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$114,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,857
−HK$695/mo
▼ 0.25% · 3.875%
HK$13,202
−HK$350/mo
Today · 4.125%
HK$13,552
baseline
▲ 0.50% · 4.625%
HK$14,266
+HK$714/mo
Deposit HK$2.53M · loan HK$2.53M · min. income ≈ HK$27,104/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$114,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,868
−HK$870/mo
▼ 0.25% · 3.875%
HK$14,300
−HK$438/mo
Today · 4.125%
HK$14,738
baseline
▲ 0.50% · 4.625%
HK$15,635
+HK$897/mo
Deposit HK$2.03M · loan HK$3.04M · min. income ≈ HK$29,476/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$114,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,428
−HK$834/mo
▼ 0.25% · 3.875%
HK$15,842
−HK$420/mo
Today · 4.125%
HK$16,262
baseline
▲ 0.50% · 4.625%
HK$17,119
+HK$857/mo
Deposit HK$2.03M · loan HK$3.04M · min. income ≈ HK$32,524/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$114,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,180
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$16,683
−HK$511/mo
Today · 4.125%
HK$17,194
baseline
▲ 0.50% · 4.625%
HK$18,240
+HK$1,046/mo
Deposit HK$1.52M · loan HK$3.55M · min. income ≈ HK$34,388/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$114,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,000
−HK$972/mo
▼ 0.25% · 3.875%
HK$18,482
−HK$490/mo
Today · 4.125%
HK$18,972
baseline
▲ 0.50% · 4.625%
HK$19,972
+HK$1,000/mo
Deposit HK$1.52M · loan HK$3.55M · min. income ≈ HK$37,944/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$114,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,802
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,449
−HK$658/mo
Today · 4.125%
HK$22,107
baseline
▲ 0.50% · 4.625%
HK$23,452
+HK$1,345/mo
Deposit HK$507K · loan HK$4.56M · min. income ≈ HK$44,214/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$114,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,142
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,763
−HK$630/mo
Today · 4.125%
HK$24,393
baseline
▲ 0.50% · 4.625%
HK$25,679
+HK$1,286/mo
Deposit HK$507K · loan HK$4.56M · min. income ≈ HK$48,786/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$114,036 · Scale 2, in force from 26 Feb 2026)