LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,558
−HK$725/mo
▼ 0.25% · 3.875%
HK$11,918
−HK$365/mo
Today · 4.125%
HK$12,283
baseline
▲ 0.50% · 4.625%
HK$13,030
+HK$747/mo
Deposit HK$2.53M · loan HK$2.53M · min. income ≈ HK$24,566/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$114,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,858
−HK$695/mo
▼ 0.25% · 3.875%
HK$13,203
−HK$350/mo
Today · 4.125%
HK$13,553
baseline
▲ 0.50% · 4.625%
HK$14,267
+HK$714/mo
Deposit HK$2.53M · loan HK$2.53M · min. income ≈ HK$27,106/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$114,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,870
−HK$869/mo
▼ 0.25% · 3.875%
HK$14,301
−HK$438/mo
Today · 4.125%
HK$14,739
baseline
▲ 0.50% · 4.625%
HK$15,636
+HK$897/mo
Deposit HK$2.03M · loan HK$3.04M · min. income ≈ HK$29,478/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$114,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,430
−HK$834/mo
▼ 0.25% · 3.875%
HK$15,844
−HK$420/mo
Today · 4.125%
HK$16,264
baseline
▲ 0.50% · 4.625%
HK$17,121
+HK$857/mo
Deposit HK$2.03M · loan HK$3.04M · min. income ≈ HK$32,528/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$114,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,181
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$16,685
−HK$511/mo
Today · 4.125%
HK$17,196
baseline
▲ 0.50% · 4.625%
HK$18,242
+HK$1,046/mo
Deposit HK$1.52M · loan HK$3.55M · min. income ≈ HK$34,392/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$114,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,002
−HK$972/mo
▼ 0.25% · 3.875%
HK$18,484
−HK$490/mo
Today · 4.125%
HK$18,974
baseline
▲ 0.50% · 4.625%
HK$19,974
+HK$1,000/mo
Deposit HK$1.52M · loan HK$3.55M · min. income ≈ HK$37,948/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$114,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,805
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,452
−HK$657/mo
Today · 4.125%
HK$22,109
baseline
▲ 0.50% · 4.625%
HK$23,454
+HK$1,345/mo
Deposit HK$507K · loan HK$4.56M · min. income ≈ HK$44,218/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$114,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,145
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,766
−HK$629/mo
Today · 4.125%
HK$24,395
baseline
▲ 0.50% · 4.625%
HK$25,681
+HK$1,286/mo
Deposit HK$507K · loan HK$4.56M · min. income ≈ HK$48,790/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$114,048 · Scale 2, in force from 26 Feb 2026)