LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,593
−HK$7,249/mo
▼ 0.25% · 3.875%
HK$119,189
−HK$3,653/mo
Today · 4.125%
HK$122,842
baseline
▲ 0.50% · 4.625%
HK$130,317
+HK$7,475/mo
Deposit HK$25.35M · loan HK$25.35M · min. income ≈ HK$245,684/mo (50% DSR)
Upfront cash ≈ HK$27.50M (deposit + AVD stamp duty HK$2,154,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,596
−HK$6,948/mo
▼ 0.25% · 3.875%
HK$132,045
−HK$3,499/mo
Today · 4.125%
HK$135,544
baseline
▲ 0.50% · 4.625%
HK$142,689
+HK$7,145/mo
Deposit HK$25.35M · loan HK$25.35M · min. income ≈ HK$271,088/mo (50% DSR)
Upfront cash ≈ HK$27.50M (deposit + AVD stamp duty HK$2,154,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,712
−HK$8,698/mo
▼ 0.25% · 3.875%
HK$143,027
−HK$4,383/mo
Today · 4.125%
HK$147,410
baseline
▲ 0.50% · 4.625%
HK$156,380
+HK$8,970/mo
Deposit HK$20.28M · loan HK$30.42M · min. income ≈ HK$294,820/mo (50% DSR)
Upfront cash ≈ HK$22.43M (deposit + AVD stamp duty HK$2,154,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,315
−HK$8,338/mo
▼ 0.25% · 3.875%
HK$158,454
−HK$4,199/mo
Today · 4.125%
HK$162,653
baseline
▲ 0.50% · 4.625%
HK$171,226
+HK$8,573/mo
Deposit HK$20.28M · loan HK$30.42M · min. income ≈ HK$325,306/mo (50% DSR)
Upfront cash ≈ HK$22.43M (deposit + AVD stamp duty HK$2,154,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,830
−HK$10,149/mo
▼ 0.25% · 3.875%
HK$166,864
−HK$5,115/mo
Today · 4.125%
HK$171,979
baseline
▲ 0.50% · 4.625%
HK$182,443
+HK$10,464/mo
Deposit HK$15.21M · loan HK$35.49M · min. income ≈ HK$343,958/mo (50% DSR)
Upfront cash ≈ HK$17.36M (deposit + AVD stamp duty HK$2,154,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,035
−HK$9,726/mo
▼ 0.25% · 3.875%
HK$184,863
−HK$4,898/mo
Today · 4.125%
HK$189,761
baseline
▲ 0.50% · 4.625%
HK$199,764
+HK$10,003/mo
Deposit HK$15.21M · loan HK$35.49M · min. income ≈ HK$379,522/mo (50% DSR)
Upfront cash ≈ HK$17.36M (deposit + AVD stamp duty HK$2,154,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,068
−HK$13,047/mo
▼ 0.25% · 3.875%
HK$214,540
−HK$6,575/mo
Today · 4.125%
HK$221,115
baseline
▲ 0.50% · 4.625%
HK$234,570
+HK$13,455/mo
Deposit HK$5.07M · loan HK$45.62M · min. income ≈ HK$442,230/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$2,154,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,473
−HK$12,506/mo
▼ 0.25% · 3.875%
HK$237,681
−HK$6,298/mo
Today · 4.125%
HK$243,979
baseline
▲ 0.50% · 4.625%
HK$256,839
+HK$12,860/mo
Deposit HK$5.07M · loan HK$45.62M · min. income ≈ HK$487,958/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$2,154,455 · Scale 2, in force from 26 Feb 2026)