LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,658
−HK$7,252/mo
▼ 0.25% · 3.875%
HK$119,255
−HK$3,655/mo
Today · 4.125%
HK$122,910
baseline
▲ 0.50% · 4.625%
HK$130,389
+HK$7,479/mo
Deposit HK$25.36M · loan HK$25.36M · min. income ≈ HK$245,820/mo (50% DSR)
Upfront cash ≈ HK$27.52M (deposit + AVD stamp duty HK$2,155,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,668
−HK$6,951/mo
▼ 0.25% · 3.875%
HK$132,119
−HK$3,500/mo
Today · 4.125%
HK$135,619
baseline
▲ 0.50% · 4.625%
HK$142,768
+HK$7,149/mo
Deposit HK$25.36M · loan HK$25.36M · min. income ≈ HK$271,238/mo (50% DSR)
Upfront cash ≈ HK$27.52M (deposit + AVD stamp duty HK$2,155,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,789
−HK$8,703/mo
▼ 0.25% · 3.875%
HK$143,106
−HK$4,386/mo
Today · 4.125%
HK$147,492
baseline
▲ 0.50% · 4.625%
HK$156,467
+HK$8,975/mo
Deposit HK$20.29M · loan HK$30.43M · min. income ≈ HK$294,984/mo (50% DSR)
Upfront cash ≈ HK$22.44M (deposit + AVD stamp duty HK$2,155,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,402
−HK$8,341/mo
▼ 0.25% · 3.875%
HK$158,543
−HK$4,200/mo
Today · 4.125%
HK$162,743
baseline
▲ 0.50% · 4.625%
HK$171,322
+HK$8,579/mo
Deposit HK$20.29M · loan HK$30.43M · min. income ≈ HK$325,486/mo (50% DSR)
Upfront cash ≈ HK$22.44M (deposit + AVD stamp duty HK$2,155,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,921
−HK$10,154/mo
▼ 0.25% · 3.875%
HK$166,957
−HK$5,118/mo
Today · 4.125%
HK$172,075
baseline
▲ 0.50% · 4.625%
HK$182,545
+HK$10,470/mo
Deposit HK$15.22M · loan HK$35.50M · min. income ≈ HK$344,150/mo (50% DSR)
Upfront cash ≈ HK$17.37M (deposit + AVD stamp duty HK$2,155,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,135
−HK$9,732/mo
▼ 0.25% · 3.875%
HK$184,966
−HK$4,901/mo
Today · 4.125%
HK$189,867
baseline
▲ 0.50% · 4.625%
HK$199,875
+HK$10,008/mo
Deposit HK$15.22M · loan HK$35.50M · min. income ≈ HK$379,734/mo (50% DSR)
Upfront cash ≈ HK$17.37M (deposit + AVD stamp duty HK$2,155,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,184
−HK$13,055/mo
▼ 0.25% · 3.875%
HK$214,659
−HK$6,580/mo
Today · 4.125%
HK$221,239
baseline
▲ 0.50% · 4.625%
HK$234,701
+HK$13,462/mo
Deposit HK$5.07M · loan HK$45.65M · min. income ≈ HK$442,478/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$2,155,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,602
−HK$12,513/mo
▼ 0.25% · 3.875%
HK$237,814
−HK$6,301/mo
Today · 4.125%
HK$244,115
baseline
▲ 0.50% · 4.625%
HK$256,983
+HK$12,868/mo
Deposit HK$5.07M · loan HK$45.65M · min. income ≈ HK$488,230/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$2,155,657 · Scale 2, in force from 26 Feb 2026)