LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,667
−HK$7,253/mo
▼ 0.25% · 3.875%
HK$119,265
−HK$3,655/mo
Today · 4.125%
HK$122,920
baseline
▲ 0.50% · 4.625%
HK$130,400
+HK$7,480/mo
Deposit HK$25.36M · loan HK$25.36M · min. income ≈ HK$245,840/mo (50% DSR)
Upfront cash ≈ HK$27.52M (deposit + AVD stamp duty HK$2,155,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,678
−HK$6,952/mo
▼ 0.25% · 3.875%
HK$132,129
−HK$3,501/mo
Today · 4.125%
HK$135,630
baseline
▲ 0.50% · 4.625%
HK$142,780
+HK$7,150/mo
Deposit HK$25.36M · loan HK$25.36M · min. income ≈ HK$271,260/mo (50% DSR)
Upfront cash ≈ HK$27.52M (deposit + AVD stamp duty HK$2,155,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,800
−HK$8,704/mo
▼ 0.25% · 3.875%
HK$143,118
−HK$4,386/mo
Today · 4.125%
HK$147,504
baseline
▲ 0.50% · 4.625%
HK$156,480
+HK$8,976/mo
Deposit HK$20.29M · loan HK$30.44M · min. income ≈ HK$295,008/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$2,155,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,414
−HK$8,342/mo
▼ 0.25% · 3.875%
HK$158,555
−HK$4,201/mo
Today · 4.125%
HK$162,756
baseline
▲ 0.50% · 4.625%
HK$171,336
+HK$8,580/mo
Deposit HK$20.29M · loan HK$30.44M · min. income ≈ HK$325,512/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$2,155,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,934
−HK$10,154/mo
▼ 0.25% · 3.875%
HK$166,971
−HK$5,117/mo
Today · 4.125%
HK$172,088
baseline
▲ 0.50% · 4.625%
HK$182,560
+HK$10,472/mo
Deposit HK$15.22M · loan HK$35.51M · min. income ≈ HK$344,176/mo (50% DSR)
Upfront cash ≈ HK$17.37M (deposit + AVD stamp duty HK$2,155,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,150
−HK$9,733/mo
▼ 0.25% · 3.875%
HK$184,981
−HK$4,902/mo
Today · 4.125%
HK$189,883
baseline
▲ 0.50% · 4.625%
HK$199,891
+HK$10,008/mo
Deposit HK$15.22M · loan HK$35.51M · min. income ≈ HK$379,766/mo (50% DSR)
Upfront cash ≈ HK$17.37M (deposit + AVD stamp duty HK$2,155,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,200
−HK$13,056/mo
▼ 0.25% · 3.875%
HK$214,677
−HK$6,579/mo
Today · 4.125%
HK$221,256
baseline
▲ 0.50% · 4.625%
HK$234,719
+HK$13,463/mo
Deposit HK$5.07M · loan HK$45.65M · min. income ≈ HK$442,512/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$2,155,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,621
−HK$12,514/mo
▼ 0.25% · 3.875%
HK$237,833
−HK$6,302/mo
Today · 4.125%
HK$244,135
baseline
▲ 0.50% · 4.625%
HK$257,003
+HK$12,868/mo
Deposit HK$5.07M · loan HK$45.65M · min. income ≈ HK$488,270/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$2,155,830 · Scale 2, in force from 26 Feb 2026)