LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,687
−HK$7,255/mo
▼ 0.25% · 3.875%
HK$119,286
−HK$3,656/mo
Today · 4.125%
HK$122,942
baseline
▲ 0.50% · 4.625%
HK$130,422
+HK$7,480/mo
Deposit HK$25.37M · loan HK$25.37M · min. income ≈ HK$245,884/mo (50% DSR)
Upfront cash ≈ HK$27.52M (deposit + AVD stamp duty HK$2,156,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,701
−HK$6,953/mo
▼ 0.25% · 3.875%
HK$132,152
−HK$3,502/mo
Today · 4.125%
HK$135,654
baseline
▲ 0.50% · 4.625%
HK$142,805
+HK$7,151/mo
Deposit HK$25.37M · loan HK$25.37M · min. income ≈ HK$271,308/mo (50% DSR)
Upfront cash ≈ HK$27.52M (deposit + AVD stamp duty HK$2,156,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,824
−HK$8,706/mo
▼ 0.25% · 3.875%
HK$143,143
−HK$4,387/mo
Today · 4.125%
HK$147,530
baseline
▲ 0.50% · 4.625%
HK$156,507
+HK$8,977/mo
Deposit HK$20.29M · loan HK$30.44M · min. income ≈ HK$295,060/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$2,156,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,441
−HK$8,344/mo
▼ 0.25% · 3.875%
HK$158,583
−HK$4,202/mo
Today · 4.125%
HK$162,785
baseline
▲ 0.50% · 4.625%
HK$171,365
+HK$8,580/mo
Deposit HK$20.29M · loan HK$30.44M · min. income ≈ HK$325,570/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$2,156,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,962
−HK$10,156/mo
▼ 0.25% · 3.875%
HK$167,000
−HK$5,118/mo
Today · 4.125%
HK$172,118
baseline
▲ 0.50% · 4.625%
HK$182,591
+HK$10,473/mo
Deposit HK$15.22M · loan HK$35.51M · min. income ≈ HK$344,236/mo (50% DSR)
Upfront cash ≈ HK$17.38M (deposit + AVD stamp duty HK$2,156,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,181
−HK$9,735/mo
▼ 0.25% · 3.875%
HK$185,013
−HK$4,903/mo
Today · 4.125%
HK$189,916
baseline
▲ 0.50% · 4.625%
HK$199,926
+HK$10,010/mo
Deposit HK$15.22M · loan HK$35.51M · min. income ≈ HK$379,832/mo (50% DSR)
Upfront cash ≈ HK$17.38M (deposit + AVD stamp duty HK$2,156,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,237
−HK$13,058/mo
▼ 0.25% · 3.875%
HK$214,714
−HK$6,581/mo
Today · 4.125%
HK$221,295
baseline
▲ 0.50% · 4.625%
HK$234,760
+HK$13,465/mo
Deposit HK$5.07M · loan HK$45.66M · min. income ≈ HK$442,590/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$2,156,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,661
−HK$12,516/mo
▼ 0.25% · 3.875%
HK$237,874
−HK$6,303/mo
Today · 4.125%
HK$244,177
baseline
▲ 0.50% · 4.625%
HK$257,048
+HK$12,871/mo
Deposit HK$5.07M · loan HK$45.66M · min. income ≈ HK$488,354/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$2,156,205 · Scale 2, in force from 26 Feb 2026)