LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,698
−HK$7,255/mo
▼ 0.25% · 3.875%
HK$119,296
−HK$3,657/mo
Today · 4.125%
HK$122,953
baseline
▲ 0.50% · 4.625%
HK$130,434
+HK$7,481/mo
Deposit HK$25.37M · loan HK$25.37M · min. income ≈ HK$245,906/mo (50% DSR)
Upfront cash ≈ HK$27.53M (deposit + AVD stamp duty HK$2,156,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,712
−HK$6,954/mo
▼ 0.25% · 3.875%
HK$132,164
−HK$3,502/mo
Today · 4.125%
HK$135,666
baseline
▲ 0.50% · 4.625%
HK$142,817
+HK$7,151/mo
Deposit HK$25.37M · loan HK$25.37M · min. income ≈ HK$271,332/mo (50% DSR)
Upfront cash ≈ HK$27.53M (deposit + AVD stamp duty HK$2,156,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,837
−HK$8,706/mo
▼ 0.25% · 3.875%
HK$143,156
−HK$4,387/mo
Today · 4.125%
HK$147,543
baseline
▲ 0.50% · 4.625%
HK$156,521
+HK$8,978/mo
Deposit HK$20.30M · loan HK$30.44M · min. income ≈ HK$295,086/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$2,156,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,455
−HK$8,345/mo
▼ 0.25% · 3.875%
HK$158,597
−HK$4,203/mo
Today · 4.125%
HK$162,800
baseline
▲ 0.50% · 4.625%
HK$171,381
+HK$8,581/mo
Deposit HK$20.30M · loan HK$30.44M · min. income ≈ HK$325,600/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$2,156,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,977
−HK$10,157/mo
▼ 0.25% · 3.875%
HK$167,015
−HK$5,119/mo
Today · 4.125%
HK$172,134
baseline
▲ 0.50% · 4.625%
HK$182,608
+HK$10,474/mo
Deposit HK$15.22M · loan HK$35.52M · min. income ≈ HK$344,268/mo (50% DSR)
Upfront cash ≈ HK$17.38M (deposit + AVD stamp duty HK$2,156,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,197
−HK$9,736/mo
▼ 0.25% · 3.875%
HK$185,030
−HK$4,903/mo
Today · 4.125%
HK$189,933
baseline
▲ 0.50% · 4.625%
HK$199,944
+HK$10,011/mo
Deposit HK$15.22M · loan HK$35.52M · min. income ≈ HK$379,866/mo (50% DSR)
Upfront cash ≈ HK$17.38M (deposit + AVD stamp duty HK$2,156,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,256
−HK$13,059/mo
▼ 0.25% · 3.875%
HK$214,733
−HK$6,582/mo
Today · 4.125%
HK$221,315
baseline
▲ 0.50% · 4.625%
HK$234,781
+HK$13,466/mo
Deposit HK$5.07M · loan HK$45.66M · min. income ≈ HK$442,630/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$2,156,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,682
−HK$12,517/mo
▼ 0.25% · 3.875%
HK$237,896
−HK$6,303/mo
Today · 4.125%
HK$244,199
baseline
▲ 0.50% · 4.625%
HK$257,071
+HK$12,872/mo
Deposit HK$5.07M · loan HK$45.66M · min. income ≈ HK$488,398/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$2,156,400 · Scale 2, in force from 26 Feb 2026)