LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,573
−HK$726/mo
▼ 0.25% · 3.875%
HK$11,934
−HK$365/mo
Today · 4.125%
HK$12,299
baseline
▲ 0.50% · 4.625%
HK$13,048
+HK$749/mo
Deposit HK$2.54M · loan HK$2.54M · min. income ≈ HK$24,598/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$114,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,875
−HK$696/mo
▼ 0.25% · 3.875%
HK$13,221
−HK$350/mo
Today · 4.125%
HK$13,571
baseline
▲ 0.50% · 4.625%
HK$14,286
+HK$715/mo
Deposit HK$2.54M · loan HK$2.54M · min. income ≈ HK$27,142/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$114,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,888
−HK$871/mo
▼ 0.25% · 3.875%
HK$14,320
−HK$439/mo
Today · 4.125%
HK$14,759
baseline
▲ 0.50% · 4.625%
HK$15,657
+HK$898/mo
Deposit HK$2.03M · loan HK$3.05M · min. income ≈ HK$29,518/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$114,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,450
−HK$835/mo
▼ 0.25% · 3.875%
HK$15,865
−HK$420/mo
Today · 4.125%
HK$16,285
baseline
▲ 0.50% · 4.625%
HK$17,144
+HK$859/mo
Deposit HK$2.03M · loan HK$3.05M · min. income ≈ HK$32,570/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$114,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,203
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$16,707
−HK$512/mo
Today · 4.125%
HK$17,219
baseline
▲ 0.50% · 4.625%
HK$18,267
+HK$1,048/mo
Deposit HK$1.52M · loan HK$3.55M · min. income ≈ HK$34,438/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$114,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,026
−HK$973/mo
▼ 0.25% · 3.875%
HK$18,509
−HK$490/mo
Today · 4.125%
HK$18,999
baseline
▲ 0.50% · 4.625%
HK$20,001
+HK$1,002/mo
Deposit HK$1.52M · loan HK$3.55M · min. income ≈ HK$37,998/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$114,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,832
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,480
−HK$659/mo
Today · 4.125%
HK$22,139
baseline
▲ 0.50% · 4.625%
HK$23,486
+HK$1,347/mo
Deposit HK$508K · loan HK$4.57M · min. income ≈ HK$44,278/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$114,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,176
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,797
−HK$631/mo
Today · 4.125%
HK$24,428
baseline
▲ 0.50% · 4.625%
HK$25,715
+HK$1,287/mo
Deposit HK$508K · loan HK$4.57M · min. income ≈ HK$48,856/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$114,200 · Scale 2, in force from 26 Feb 2026)