LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,743
−HK$7,258/mo
▼ 0.25% · 3.875%
HK$119,344
−HK$3,657/mo
Today · 4.125%
HK$123,001
baseline
▲ 0.50% · 4.625%
HK$130,486
+HK$7,485/mo
Deposit HK$25.38M · loan HK$25.38M · min. income ≈ HK$246,002/mo (50% DSR)
Upfront cash ≈ HK$27.54M (deposit + AVD stamp duty HK$2,157,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,763
−HK$6,957/mo
▼ 0.25% · 3.875%
HK$132,217
−HK$3,503/mo
Today · 4.125%
HK$135,720
baseline
▲ 0.50% · 4.625%
HK$142,874
+HK$7,154/mo
Deposit HK$25.38M · loan HK$25.38M · min. income ≈ HK$271,440/mo (50% DSR)
Upfront cash ≈ HK$27.54M (deposit + AVD stamp duty HK$2,157,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,892
−HK$8,710/mo
▼ 0.25% · 3.875%
HK$143,212
−HK$4,390/mo
Today · 4.125%
HK$147,602
baseline
▲ 0.50% · 4.625%
HK$156,583
+HK$8,981/mo
Deposit HK$20.30M · loan HK$30.46M · min. income ≈ HK$295,204/mo (50% DSR)
Upfront cash ≈ HK$22.46M (deposit + AVD stamp duty HK$2,157,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,516
−HK$8,348/mo
▼ 0.25% · 3.875%
HK$158,660
−HK$4,204/mo
Today · 4.125%
HK$162,864
baseline
▲ 0.50% · 4.625%
HK$171,449
+HK$8,585/mo
Deposit HK$20.30M · loan HK$30.46M · min. income ≈ HK$325,728/mo (50% DSR)
Upfront cash ≈ HK$22.46M (deposit + AVD stamp duty HK$2,157,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,041
−HK$10,161/mo
▼ 0.25% · 3.875%
HK$167,081
−HK$5,121/mo
Today · 4.125%
HK$172,202
baseline
▲ 0.50% · 4.625%
HK$182,680
+HK$10,478/mo
Deposit HK$15.23M · loan HK$35.53M · min. income ≈ HK$344,404/mo (50% DSR)
Upfront cash ≈ HK$17.38M (deposit + AVD stamp duty HK$2,157,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,268
−HK$9,740/mo
▼ 0.25% · 3.875%
HK$185,103
−HK$4,905/mo
Today · 4.125%
HK$190,008
baseline
▲ 0.50% · 4.625%
HK$200,023
+HK$10,015/mo
Deposit HK$15.23M · loan HK$35.53M · min. income ≈ HK$380,016/mo (50% DSR)
Upfront cash ≈ HK$17.38M (deposit + AVD stamp duty HK$2,157,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,338
−HK$13,064/mo
▼ 0.25% · 3.875%
HK$214,818
−HK$6,584/mo
Today · 4.125%
HK$221,402
baseline
▲ 0.50% · 4.625%
HK$234,874
+HK$13,472/mo
Deposit HK$5.08M · loan HK$45.68M · min. income ≈ HK$442,804/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$2,157,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,774
−HK$12,522/mo
▼ 0.25% · 3.875%
HK$237,990
−HK$6,306/mo
Today · 4.125%
HK$244,296
baseline
▲ 0.50% · 4.625%
HK$257,173
+HK$12,877/mo
Deposit HK$5.08M · loan HK$45.68M · min. income ≈ HK$488,592/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$2,157,253 · Scale 2, in force from 26 Feb 2026)