LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,769
−HK$7,260/mo
▼ 0.25% · 3.875%
HK$119,370
−HK$3,659/mo
Today · 4.125%
HK$123,029
baseline
▲ 0.50% · 4.625%
HK$130,515
+HK$7,486/mo
Deposit HK$25.39M · loan HK$25.39M · min. income ≈ HK$246,058/mo (50% DSR)
Upfront cash ≈ HK$27.54M (deposit + AVD stamp duty HK$2,157,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,792
−HK$6,958/mo
▼ 0.25% · 3.875%
HK$132,246
−HK$3,504/mo
Today · 4.125%
HK$135,750
baseline
▲ 0.50% · 4.625%
HK$142,906
+HK$7,156/mo
Deposit HK$25.39M · loan HK$25.39M · min. income ≈ HK$271,500/mo (50% DSR)
Upfront cash ≈ HK$27.54M (deposit + AVD stamp duty HK$2,157,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,923
−HK$8,712/mo
▼ 0.25% · 3.875%
HK$143,244
−HK$4,391/mo
Today · 4.125%
HK$147,635
baseline
▲ 0.50% · 4.625%
HK$156,618
+HK$8,983/mo
Deposit HK$20.31M · loan HK$30.46M · min. income ≈ HK$295,270/mo (50% DSR)
Upfront cash ≈ HK$22.47M (deposit + AVD stamp duty HK$2,157,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,551
−HK$8,350/mo
▼ 0.25% · 3.875%
HK$158,696
−HK$4,205/mo
Today · 4.125%
HK$162,901
baseline
▲ 0.50% · 4.625%
HK$171,487
+HK$8,586/mo
Deposit HK$20.31M · loan HK$30.46M · min. income ≈ HK$325,802/mo (50% DSR)
Upfront cash ≈ HK$22.47M (deposit + AVD stamp duty HK$2,157,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,077
−HK$10,164/mo
▼ 0.25% · 3.875%
HK$167,119
−HK$5,122/mo
Today · 4.125%
HK$172,241
baseline
▲ 0.50% · 4.625%
HK$182,721
+HK$10,480/mo
Deposit HK$15.23M · loan HK$35.54M · min. income ≈ HK$344,482/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$2,157,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,309
−HK$9,742/mo
▼ 0.25% · 3.875%
HK$185,145
−HK$4,906/mo
Today · 4.125%
HK$190,051
baseline
▲ 0.50% · 4.625%
HK$200,068
+HK$10,017/mo
Deposit HK$15.23M · loan HK$35.54M · min. income ≈ HK$380,102/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$2,157,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,385
−HK$13,067/mo
▼ 0.25% · 3.875%
HK$214,867
−HK$6,585/mo
Today · 4.125%
HK$221,452
baseline
▲ 0.50% · 4.625%
HK$234,927
+HK$13,475/mo
Deposit HK$5.08M · loan HK$45.69M · min. income ≈ HK$442,904/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$2,157,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,826
−HK$12,525/mo
▼ 0.25% · 3.875%
HK$238,043
−HK$6,308/mo
Today · 4.125%
HK$244,351
baseline
▲ 0.50% · 4.625%
HK$257,231
+HK$12,880/mo
Deposit HK$5.08M · loan HK$45.69M · min. income ≈ HK$488,702/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$2,157,738 · Scale 2, in force from 26 Feb 2026)