LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,578
−HK$726/mo
▼ 0.25% · 3.875%
HK$11,938
−HK$366/mo
Today · 4.125%
HK$12,304
baseline
▲ 0.50% · 4.625%
HK$13,052
+HK$748/mo
Deposit HK$2.54M · loan HK$2.54M · min. income ≈ HK$24,608/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$114,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,880
−HK$696/mo
▼ 0.25% · 3.875%
HK$13,225
−HK$351/mo
Today · 4.125%
HK$13,576
baseline
▲ 0.50% · 4.625%
HK$14,291
+HK$715/mo
Deposit HK$2.54M · loan HK$2.54M · min. income ≈ HK$27,152/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$114,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,893
−HK$871/mo
▼ 0.25% · 3.875%
HK$14,325
−HK$439/mo
Today · 4.125%
HK$14,764
baseline
▲ 0.50% · 4.625%
HK$15,663
+HK$899/mo
Deposit HK$2.03M · loan HK$3.05M · min. income ≈ HK$29,528/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$114,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,456
−HK$835/mo
▼ 0.25% · 3.875%
HK$15,870
−HK$421/mo
Today · 4.125%
HK$16,291
baseline
▲ 0.50% · 4.625%
HK$17,150
+HK$859/mo
Deposit HK$2.03M · loan HK$3.05M · min. income ≈ HK$32,582/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$114,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,209
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$16,713
−HK$512/mo
Today · 4.125%
HK$17,225
baseline
▲ 0.50% · 4.625%
HK$18,273
+HK$1,048/mo
Deposit HK$1.52M · loan HK$3.55M · min. income ≈ HK$34,450/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$114,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,032
−HK$974/mo
▼ 0.25% · 3.875%
HK$18,515
−HK$491/mo
Today · 4.125%
HK$19,006
baseline
▲ 0.50% · 4.625%
HK$20,008
+HK$1,002/mo
Deposit HK$1.52M · loan HK$3.55M · min. income ≈ HK$38,012/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$114,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,840
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,488
−HK$658/mo
Today · 4.125%
HK$22,146
baseline
▲ 0.50% · 4.625%
HK$23,494
+HK$1,348/mo
Deposit HK$508K · loan HK$4.57M · min. income ≈ HK$44,292/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$114,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,184
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,806
−HK$630/mo
Today · 4.125%
HK$24,436
baseline
▲ 0.50% · 4.625%
HK$25,724
+HK$1,288/mo
Deposit HK$508K · loan HK$4.57M · min. income ≈ HK$48,872/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$114,239 · Scale 2, in force from 26 Feb 2026)