LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,580
−HK$726/mo
▼ 0.25% · 3.875%
HK$11,940
−HK$366/mo
Today · 4.125%
HK$12,306
baseline
▲ 0.50% · 4.625%
HK$13,055
+HK$749/mo
Deposit HK$2.54M · loan HK$2.54M · min. income ≈ HK$24,612/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$114,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,882
−HK$696/mo
▼ 0.25% · 3.875%
HK$13,228
−HK$350/mo
Today · 4.125%
HK$13,578
baseline
▲ 0.50% · 4.625%
HK$14,294
+HK$716/mo
Deposit HK$2.54M · loan HK$2.54M · min. income ≈ HK$27,156/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$114,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,896
−HK$871/mo
▼ 0.25% · 3.875%
HK$14,328
−HK$439/mo
Today · 4.125%
HK$14,767
baseline
▲ 0.50% · 4.625%
HK$15,665
+HK$898/mo
Deposit HK$2.03M · loan HK$3.05M · min. income ≈ HK$29,534/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$114,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,459
−HK$835/mo
▼ 0.25% · 3.875%
HK$15,873
−HK$421/mo
Today · 4.125%
HK$16,294
baseline
▲ 0.50% · 4.625%
HK$17,153
+HK$859/mo
Deposit HK$2.03M · loan HK$3.05M · min. income ≈ HK$32,588/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$114,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,211
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$16,716
−HK$512/mo
Today · 4.125%
HK$17,228
baseline
▲ 0.50% · 4.625%
HK$18,276
+HK$1,048/mo
Deposit HK$1.52M · loan HK$3.55M · min. income ≈ HK$34,456/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$114,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,035
−HK$974/mo
▼ 0.25% · 3.875%
HK$18,519
−HK$490/mo
Today · 4.125%
HK$19,009
baseline
▲ 0.50% · 4.625%
HK$20,011
+HK$1,002/mo
Deposit HK$1.52M · loan HK$3.55M · min. income ≈ HK$38,018/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$114,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,843
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,492
−HK$658/mo
Today · 4.125%
HK$22,150
baseline
▲ 0.50% · 4.625%
HK$23,498
+HK$1,348/mo
Deposit HK$508K · loan HK$4.57M · min. income ≈ HK$44,300/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$114,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,188
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,810
−HK$631/mo
Today · 4.125%
HK$24,441
baseline
▲ 0.50% · 4.625%
HK$25,729
+HK$1,288/mo
Deposit HK$508K · loan HK$4.57M · min. income ≈ HK$48,882/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$114,260 · Scale 2, in force from 26 Feb 2026)